WNEB
Western New England Bancorp Inc
NASDAQ: WNEB · FINANCIAL SERVICES · BANKS - REGIONAL
$13.95
-0.29% today
Updated 2026-04-30
Market cap
$287.30M
P/E ratio
18.91
P/S ratio
3.49x
EPS (TTM)
$0.75
Dividend yield
2.00%
52W range
$8 – $14
Volume
0.1M
Western New England Bancorp Inc (WNEB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $45.51M | $58.15M | $58.86M | $56.03M | $53.54M | $48.81M | $50.11M | $48.67M | $45.45M | $48.64M | $55.48M | $82.54M | $88.22M | $91.82M | $92.13M | $92.41M | $99.26M | $101.12M | $122.74M | $129.83M |
| Revenue growth (YoY) | — | +27.8% | +1.2% | -4.8% | -4.4% | -8.8% | +2.7% | -2.9% | -6.6% | +7.0% | +14.1% | +48.8% | +6.9% | +4.1% | +0.3% | +0.3% | +7.4% | +1.9% | +21.4% | +5.8% |
| Cost of revenue | $19.94M | $23.81M | $25.76M | $23.92M | $25.69M | $15.67M | $13.36M | $10.03M | $11.50M | $12.07M | $11.86M | $16.00M | $20.88M | $26.81M | $26.22M | $5.75M | $7.40M | $34.08M | $49.35M | $49.34M |
| Gross profit | $25.57M | $34.34M | $33.10M | $32.10M | $27.85M | $33.14M | $36.75M | $38.64M | $33.95M | $36.57M | $43.62M | $66.53M | $67.34M | $65.01M | $65.91M | $86.67M | $91.86M | $101.12M | $73.39M | $80.49M |
| Gross margin | 56.2% | 59.1% | 56.2% | 57.3% | 52.0% | 67.9% | 73.3% | 79.4% | 74.7% | 75.2% | 78.6% | 80.6% | 76.3% | 70.8% | 71.5% | 93.8% | 92.5% | 100.0% | 59.8% | 62.0% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $11.98M | $13.74M | $16.95M | $17.91M | $17.40M | $18.16M | $19.25M | $18.45M | $17.76M | $17.39M | $19.80M | $28.42M | $29.22M | $30.86M | $30.38M | $33.18M | $33.74M | $2.88M | $34.15M | $28.43M |
| Operating income | $6.18M | $12.51M | $8.49M | $6.73M | $3.04M | $7.18M | $8.51M | $8.63M | $8.04M | $7.84M | $7.40M | $21.75M | $21.11M | $17.20M | $14.16M | $31.72M | $34.63M | $19.58M | $14.96M | $19.30M |
| Operating margin | 13.6% | 21.5% | 14.4% | 12.0% | 5.7% | 14.7% | 17.0% | 17.7% | 17.7% | 16.1% | 13.3% | 26.3% | 23.9% | 18.7% | 15.4% | 34.3% | 34.9% | 19.4% | 12.2% | 14.9% |
| EBITDA | $7.86M | $13.93M | $9.67M | $7.98M | $4.30M | $8.30M | $9.56M | $9.73M | $9.23M | $9.15M | $8.90M | $24.09M | $23.54M | $19.66M | $16.68M | $34.42M | $37.32M | $19.58M | $17.56M | $21.19M |
| EBITDA margin | 17.3% | 24.0% | 16.4% | 14.2% | 8.0% | 17.0% | 19.1% | 20.0% | 20.3% | 18.8% | 16.0% | 29.2% | 26.7% | 21.4% | 18.1% | 37.2% | 37.6% | 19.4% | 14.3% | 16.3% |
| EBIT | $6.18M | $12.51M | $8.49M | $6.73M | $3.04M | $7.18M | $8.51M | $8.63M | $8.04M | $7.84M | $7.40M | $21.75M | $21.11M | $17.20M | $14.16M | $31.72M | $34.63M | $19.58M | $14.96M | $19.30M |
| Interest expense | $19.55M | $23.41M | $22.30M | $20.02M | $16.77M | $14.47M | $12.66M | $10.29M | $9.92M | $10.79M | $11.29M | $14.64M | $18.98M | $24.14M | $18.45M | $6.67M | $6.70M | $33.21M | $50.02M | $48.52M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $4.65M | $8.70M | $6.69M | $5.46M | $3.01M | $5.87M | $6.25M | $6.76M | $6.16M | $5.71M | $4.83M | $12.32M | $16.41M | $13.35M | $11.21M | $23.70M | $25.89M | $15.07M | $11.67M | $15.27M |
| Net income growth (YoY) | — | +86.9% | -23.1% | -18.4% | -44.9% | +95.4% | +6.5% | +8.0% | -8.8% | -7.3% | -15.4% | +154.9% | +33.2% | -18.6% | -16.0% | +111.3% | +9.2% | -41.8% | -22.6% | +30.9% |
| Profit margin | 10.2% | 15.0% | 11.4% | 9.7% | 5.6% | 12.0% | 12.5% | 13.9% | 13.6% | 11.7% | 8.7% | 14.9% | 18.6% | 14.5% | 12.2% | 25.6% | 26.1% | 14.9% | 9.5% | 11.8% |