VABK
Virginia National Bankshares Corp
NASDAQ: VABK · FINANCIAL SERVICES · BANKS - REGIONAL
$42.22
-1.93% today
Updated 2026-04-29
Market cap
$228.94M
P/E ratio
11.44
P/S ratio
3.95x
EPS (TTM)
$3.69
Dividend yield
3.34%
52W range
$35 – $44
Volume
0.0M
Virginia National Bankshares Corp (VABK) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $20.63M | $21.39M | $20.04M | $24.98M | $26.38M | $22.96M | $28.94M | $33.00M | $20.63M | $21.85M | $24.39M | $28.21M | $31.01M | $31.56M | $33.80M | $58.74M | $69.99M | $79.09M | $82.61M | $83.34M |
| Revenue growth (YoY) | — | +3.7% | -6.3% | +24.7% | +5.6% | -13.0% | +26.1% | +14.0% | -37.5% | +5.9% | +11.6% | +15.7% | +9.9% | +1.8% | +7.1% | +73.8% | +19.2% | +13.0% | +4.5% | +0.9% |
| Cost of revenue | $4.79M | $21.39M | $20.04M | $24.98M | $26.38M | $1.77M | $1.20M | $1.16M | $1.23M | $1.44M | $1.05M | $1.65M | $4.66M | $5.65M | $4.97M | $4.30M | $3.29M | $21.75M | $28.95M | $25.87M |
| Gross profit | $15.84M | — | — | — | — | $22.96M | $27.74M | $31.85M | $19.40M | $20.41M | $23.34M | $26.56M | $26.35M | $25.91M | $28.82M | $54.44M | $66.70M | $57.34M | $53.66M | $57.47M |
| Gross margin | 76.8% | 0.0% | 0.0% | 0.0% | 0.0% | 100.0% | 95.8% | 96.5% | 94.0% | 93.4% | 95.7% | 94.1% | 85.0% | 82.1% | 85.3% | 92.7% | 95.3% | 72.5% | 65.0% | 69.0% |
| R&D | — | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $6.68M | — | — | — | — | $17.91M | $10.96M | $14.94M | $10.60M | $10.27M | $9.22M | $8.28M | $8.04M | $9.25M | $9.65M | $16.99M | $17.77M | $16.61M | $16.63M | $1.15M |
| Operating income | $4.23M | $2.48M | $314000.00 | $3.02M | $6.38M | $3.27M | $8.09M | $10.11M | $2.35M | $4.32M | $8.35M | $10.96M | $10.54M | $8.22M | $10.04M | $11.92M | $28.55M | $23.27M | $20.90M | $24.08M |
| Operating margin | 20.5% | 11.6% | 1.6% | 12.1% | 24.2% | 14.2% | 28.0% | 30.6% | 11.4% | 19.8% | 34.2% | 38.8% | 34.0% | 26.0% | 29.7% | 20.3% | 40.8% | 29.4% | 25.3% | 28.9% |
| EBITDA | $5.13M | $3.35M | $1.70M | $4.68M | $7.77M | $4.83M | $9.53M | $11.38M | $3.50M | $5.48M | $9.62M | $12.21M | $11.77M | $9.41M | $12.00M | $16.32M | $33.63M | $28.04M | $25.16M | $24.08M |
| EBITDA margin | 24.9% | 15.7% | 8.5% | 18.7% | 29.5% | 21.0% | 32.9% | 34.5% | 17.0% | 25.1% | 39.5% | 43.3% | 37.9% | 29.8% | 35.5% | 27.8% | 48.1% | 35.5% | 30.4% | 28.9% |
| EBIT | $4.23M | $2.48M | $314000.00 | $3.02M | $6.10M | $3.28M | $8.09M | $10.11M | $2.35M | $4.32M | $8.35M | $10.96M | $10.54M | $8.22M | $10.04M | $11.92M | $28.55M | $23.27M | $20.90M | — |
| Interest expense | $4.42M | — | — | — | — | $1.77M | $1.28M | $997000.00 | $928000.00 | $974000.00 | $937000.00 | $1.23M | $2.79M | $4.27M | $3.35M | $3.28M | $3.18M | $21.02M | $29.55M | $25.74M |
| Income tax | $1.57M | $1.01M | $202000.00 | $1.07M | $2.07M | $930000.00 | $2.61M | $3.21M | $456000.00 | $1.20M | $2.60M | $4.40M | $2.07M | $1.53M | $2.06M | $1.85M | $5.11M | $4.01M | $3.93M | $4.82M |
| Effective tax rate | 37.0% | 40.5% | 64.3% | 35.5% | 33.9% | 28.4% | 32.3% | 31.8% | 19.4% | 27.7% | 31.2% | 40.2% | 19.6% | 18.6% | 20.6% | 15.5% | 17.9% | 17.2% | 18.8% | 20.0% |
| Net income | $2.67M | $1.48M | $112000.00 | $1.95M | $4.03M | $2.34M | $5.48M | $6.90M | $1.90M | $3.12M | $5.75M | $6.55M | $8.47M | $6.69M | $7.98M | $10.07M | $23.44M | $19.26M | $16.97M | $19.26M |
| Net income growth (YoY) | — | -44.7% | -92.4% | +1639.3% | +106.9% | -41.9% | +134.2% | +25.8% | -72.5% | +64.4% | +84.2% | +14.0% | +29.2% | -21.0% | +19.3% | +26.2% | +132.7% | -17.8% | -11.9% | +13.5% |
| Profit margin | 12.9% | 6.9% | 0.6% | 7.8% | 15.3% | 10.2% | 18.9% | 20.9% | 9.2% | 14.3% | 23.6% | 23.2% | 27.3% | 21.2% | 23.6% | 17.1% | 33.5% | 24.4% | 20.5% | 23.1% |