U-Haul Holding Company
NYSE: UHAL-B · INDUSTRIALS · RENTAL & LEASING SERVICES
Updated 2026-04-30
U-Haul Holding Company (UHAL-B) Stock Valuation Analysis
Fair value estimate, historical valuation range, and quality signals for UHAL-B.
Current price exceeds what fundamentals support. Risk/reward skewed unfavorably.
UHAL-B historical valuation range
Where current P/E sits in UHAL-B's own 5Y range.
UHAL-B intrinsic value (DCF)
DCF-based fair value estimate vs current market price.
Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.
UHAL-B valuation signals
Quick-read green flags, caution flags, and risks based on current metrics.
P/E Ratio — History
Current: 104.19x
P/S Ratio — History
Current: 1.57x
Is UHAL-B overvalued in 2026?
U-Haul Holding Company (UHAL-B) currently trades at $47.69 per share with a market capitalization of $9,407,420,000.00. Based on our multi-factor framework, the stock appears richly valued with a Smart Value Score of 36/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.
The stock trades at a P/E ratio of 104.2x, above its 5-year median of 22.7x.
Looking at its own history, UHAL-B is currently trading more expensive than 92% of the last 5Y on P/E. This places it in the 92th percentile of its historical range, a zone where forward returns have typically been muted.
Our discounted cash flow model estimates UHAL-B's intrinsic value at $86.28 per share, against the current market price of $47.69. This implies a margin of safety of +48.08%. A meaningful cushion exists against model error, making this a reasonable risk-adjusted entry.
Financial quality is a concern. The Piotroski F-Score of 2/9 flags weakening fundamentals that deserve closer scrutiny before the valuation case can be fully trusted.
Bottom line: UHAL-B appears richly valued on our framework, with a Smart Value Score of 36/100. At current levels the risk/reward is skewed against the buyer. A materially lower price or significant operational improvement would be needed to change the picture.
Frequently asked questions
Is UHAL-B overvalued in 2026?
Based on a Smart Value Score of 36/100, UHAL-B appears overvalued. Current price exceeds what fundamentals currently justify.
What is UHAL-B's fair value?
Our DCF model estimates UHAL-B's intrinsic value at $86.28 per share, versus the current price of $47.69. This produces a margin of safety of +48.08%.
What P/E ratio does UHAL-B trade at?
UHAL-B trades at a P/E of 104.2x on trailing twelve-month earnings, compared to its 5-year median of 22.7x.
Is UHAL-B a buy based on valuation?
WallStSmart does not issue buy or sell recommendations. Our Smart Value Score of 36/100 reflects the combined read on growth, quality, and price. The profile skews cautious. Consider waiting for a better price or clearer operational improvement.
How does UHAL-B's valuation compare to its history?
On P/E, UHAL-B currently sits in the 92th percentile of its own 5Y range. That is historically expensive relative to where it has traded over the period.
What is UHAL-B's Smart Value Score?
UHAL-B's Smart Value Score is 36/100. The Smart Value Score is a proprietary WallStSmart metric blending growth quality, financial health, and valuation attractiveness into a single 0-100 read. Scores above 75 are rare and indicate strong multi-factor alignment.