WallStSmart
UBCP

United Bancorp Inc

NASDAQ: UBCP · FINANCIAL SERVICES · BANKS - REGIONAL

$16.39
+2.63% today

Updated 2026-04-30

Market cap
$94.17M
P/E ratio
12.17
P/S ratio
2.96x
EPS (TTM)
$1.34
Dividend yield
4.57%
52W range
$11 – $17
Volume
0.0M

United Bancorp Inc (UBCP) Financial statements

SEC filings — annual and quarterly data.

Profit margin
24.40%
Operating margin
32.70%
ROE
11.60%
ROA
0.93%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$27.58M$2.07M48.43%8.37%7.50%
2007$29.68M$2.58M47.74%9.83%8.71%
2008$28.78M$3.76M60.25%16.38%13.06%
2009$26.65M$2.90M64.77%12.84%10.90%
2010$24.98M$2.55M66.79%11.07%10.19%
2011$23.72M$3.09M71.86%16.63%13.03%
2012$21.40M$2.40M76.69%13.76%11.21%
2013$21.22M$2.61M79.86%13.98%12.31%
2014$20.07M$2.65M83.29%17.80%13.21%
2015$19.87M$3.22M85.73%22.94%16.22%
2016$20.32M$3.58M89.74%25.40%17.62%
2017$21.10M$3.55M91.17%26.49%16.80%
2018$24.95M$4.28M86.07%20.37%17.16%
2019$30.92M$6.81M77.26%23.96%22.02%
2020$34.54M$7.95M76.63%24.84%23.02%
2021$30.41M$9.45M95.59%35.12%31.07%
2022$31.74M$8.66M92.70%30.04%27.27%
2023$40.90M$8.95M74.18%23.20%21.88%
2024$43.98M$7.40M65.85%16.59%16.83%
2025$47.50M$7.75M67.36%17.41%16.32%