WallStSmart
TIGR

Up Fintech Holding Ltd

NASDAQ: TIGR · FINANCIAL SERVICES · CAPITAL MARKETS

$6.52
-2.69% today

Updated 2026-04-29

Market cap
$1.16B
P/E ratio
7.01
P/S ratio
2.16x
EPS (TTM)
$0.93
Dividend yield
52W range
$6 – $14
Volume
2.4M

Up Fintech Holding Ltd (TIGR) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for TIGR.

WallStSmart Verdict
Attractively
Valued

Fundamentals support the current valuation. Strong combination of growth, quality, and price.

Smart Value Score: 75 / 100
P/E (TTM)
7.0x
vs 5Y median of 14.5x
PEG
Margin of Safety
DCF limited for this profile
EV / EBITDA
0.0x

TIGR historical valuation range

Where current P/E sits in TIGR's own 5Y range.

NOW
7.0x
5Y Low
7.6x
25th
14.5x
Median
21.7x
75th
56.1x
5Y High
TIGR is trading cheaper than 94% of the last 5Y.
6th percentile · Historically cheap

TIGR intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

DCF has limited applicability for TIGR

Standard discounted cash flow models produce unreliable output for unprofitable or near-breakeven companies. Revenue-based multiples such as P/S and EV/Sales, combined with the historical valuation position above, give a more reliable read for this stock.

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

TIGR valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

P/E near 5Y low
Current P/E sits in the 6th percentile of its 5Y range. Historically cheap relative to its own history.
!
DCF limited applicability
Company profile produces unstable DCF output. Lean on P/S, EV/Sales, and historical valuation position instead of intrinsic value for this stock.
Weak financial quality
Piotroski F-Score of 3/9 suggests deteriorating fundamentals. Valuation requires closer scrutiny.

P/E Ratio — History

Current: 7.01x

P/S Ratio — History

Current: 2.16x

Is TIGR overvalued in 2026?

Up Fintech Holding Ltd (TIGR) currently trades at $6.52 per share with a market capitalization of $1,163,958,000.00. Based on our multi-factor framework, the stock looks attractively valued with a Smart Value Score of 75/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 7.0x, below its 5-year median of 14.5x.

Looking at its own history, TIGR is currently trading cheaper than 94% of the last 5Y on P/E. This places it in the 6th percentile of its historical range, a level that has historically coincided with attractive entry points.

A standard DCF model does not produce reliable output for TIGR under current conditions. For unprofitable or near-breakeven companies, revenue-based multiples such as EV/Sales and historical P/S percentile are more informative than intrinsic value calculations.

Financial quality is a concern. The Piotroski F-Score of 3/9 flags weakening fundamentals that deserve closer scrutiny before the valuation case can be fully trusted.

Bottom line: TIGR looks attractively valued on our framework, with a Smart Value Score of 75/100. The combination of reasonable price, healthy growth, and quality fundamentals makes it worth serious consideration.

Frequently asked questions

Is TIGR overvalued in 2026?

Based on a Smart Value Score of 75/100, TIGR is not overvalued. Fundamentals support the current price and offer reasonable margin of safety.

What is TIGR's fair value?

Standard DCF is unreliable for TIGR due to its current profitability profile. Revenue-based approaches such as EV/Sales or historical P/S percentile are more informative for this stock.

What P/E ratio does TIGR trade at?

TIGR trades at a P/E of 7.0x on trailing twelve-month earnings, compared to its 5-year median of 14.5x.

Is TIGR a buy based on valuation?

WallStSmart does not issue buy or sell recommendations. Our Smart Value Score of 75/100 reflects the combined read on growth, quality, and price. The profile skews favorable for long-term accumulation.

How does TIGR's valuation compare to its history?

On P/E, TIGR currently sits in the 6th percentile of its own 5Y range. That is historically cheap relative to where it has traded over the period.

What is TIGR's Smart Value Score?

TIGR's Smart Value Score is 75/100. The Smart Value Score is a proprietary WallStSmart metric blending growth quality, financial health, and valuation attractiveness into a single 0-100 read. Scores above 75 are rare and indicate strong multi-factor alignment.