TFIN
Triumph Financial, Inc.
NYSE: TFIN · FINANCIAL SERVICES · BANKS - REGIONAL
$67.68
+1.29% today
Updated 2026-04-30
Market cap
$1.59B
P/E ratio
56.15
P/S ratio
3.60x
EPS (TTM)
$1.19
Dividend yield
—
52W range
$46 – $78
Volume
0.3M
Triumph Financial, Inc. (TFIN) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $29.61M | $46.63M | $99.38M | $116.94M | $145.45M | $197.02M | $284.88M | $342.72M | $372.74M | $442.00M | $502.94M | $418.25M | $487.63M | $516.08M |
| Revenue growth (YoY) | — | +57.5% | +113.1% | +17.7% | +24.4% | +35.5% | +44.6% | +20.3% | +8.8% | +18.6% | +13.8% | -16.8% | +16.6% | +5.8% |
| Cost of revenue | $5.45M | $7.36M | $12.63M | $12.64M | $18.83M | $33.17M | $52.09M | $63.19M | $75.72M | $9.54M | $25.31M | $65.80M | $90.53M | $82.75M |
| Gross profit | $24.16M | $39.27M | $86.75M | $104.30M | $126.62M | $163.85M | $232.78M | $279.53M | $297.03M | $432.46M | $477.63M | $417.51M | $397.10M | $433.05M |
| Gross margin | 81.6% | 84.2% | 87.3% | 89.2% | 87.1% | 83.2% | 81.7% | 81.6% | 79.7% | 97.8% | 95.0% | 99.8% | 81.4% | 83.9% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $12.53M | $22.65M | $46.92M | $55.62M | $61.94M | $82.74M | $109.61M | $134.14M | $128.50M | $176.20M | $203.03M | $220.97M | $222.30M | $238.30M |
| Operating income | $5.68M | $15.56M | $30.17M | $37.55M | $33.51M | $61.10M | $66.50M | $75.45M | $84.71M | $144.95M | $137.00M | $37.88M | $20.47M | $32.99M |
| Operating margin | 19.2% | 33.4% | 30.4% | 32.1% | 23.0% | 31.0% | 23.3% | 22.0% | 22.7% | 32.8% | 27.2% | 9.1% | 4.2% | 6.4% |
| EBITDA | $7.20M | $16.97M | $35.04M | $43.68M | $40.11M | $70.30M | $79.20M | $92.71M | $103.76M | $167.87M | $166.29M | $37.88M | $53.82M | $47.86M |
| EBITDA margin | 24.3% | 36.4% | 35.3% | 37.3% | 27.6% | 35.7% | 27.8% | 27.1% | 27.8% | 38.0% | 33.1% | 9.1% | 11.0% | 9.3% |
| EBIT | $5.68M | $15.56M | $30.17M | $37.55M | $33.51M | $61.10M | $66.50M | $75.45M | $84.71M | $144.95M | $137.00M | $37.88M | $20.47M | $32.99M |
| Interest expense | $3.71M | $3.95M | $6.77M | $8.11M | $12.13M | $21.54M | $35.93M | $55.25M | $37.39M | $18.43M | $18.75M | $43.09M | $72.06M | $79.88M |
| Income tax | $-5.39M | $2.13M | $10.38M | $8.42M | $12.81M | $24.88M | $14.79M | $16.90M | $20.69M | $31.98M | $34.69M | $11.73M | $4.38M | $7.63M |
| Effective tax rate | -115.1% | 14.5% | 36.9% | 22.4% | 38.2% | 40.7% | 22.2% | 22.4% | 24.4% | 22.1% | 25.3% | 23.7% | 21.4% | 23.1% |
| Net income | $10.08M | $12.56M | $17.73M | $29.13M | $20.70M | $36.22M | $51.71M | $58.54M | $64.02M | $112.97M | $102.31M | $37.88M | $16.09M | $25.36M |
| Net income growth (YoY) | — | +24.6% | +41.2% | +64.3% | -28.9% | +75.0% | +42.8% | +13.2% | +9.4% | +76.5% | -9.4% | -63.0% | -57.5% | +57.6% |
| Profit margin | 34.0% | 26.9% | 17.8% | 24.9% | 14.2% | 18.4% | 18.2% | 17.1% | 17.2% | 25.6% | 20.3% | 9.1% | 3.3% | 4.9% |