TCBS
Texas Community Bancshares Inc
NASDAQ: TCBS · FINANCIAL SERVICES · BANKS - REGIONAL
$17.02
+0.12% today
Updated 2026-04-29
Market cap
$49.05M
P/E ratio
15.89
P/S ratio
3.15x
EPS (TTM)
$1.07
Dividend yield
1.00%
52W range
$15 – $20
Volume
0.0M
Texas Community Bancshares Inc (TCBS) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $11.65M | $12.36M | $12.25M | $14.43M | $19.33M | $20.84M | $25.57M |
| Revenue growth (YoY) | — | +6.1% | -0.9% | +17.8% | +34.0% | +7.8% | +22.7% |
| Cost of revenue | $2.80M | $2.99M | $2.17M | $2.49M | $8.27M | $10.06M | $10.01M |
| Gross profit | $8.85M | $9.37M | $10.09M | $11.94M | $11.06M | $10.78M | $15.56M |
| Gross margin | 76.0% | 75.8% | 82.3% | 82.7% | 57.2% | 51.7% | 60.9% |
| R&D | — | — | — | — | — | — | — |
| SG&A | $4.73M | $5.18M | $5.45M | $6.18M | $7.47M | $7.14M | $7.17M |
| Operating income | $1.29M | $941866.00 | $611000.00 | $2.18M | $-937000.00 | $-1.78M | $3.36M |
| Operating margin | 11.1% | 7.6% | 5.0% | 15.1% | -4.8% | -8.5% | 13.2% |
| EBITDA | $1.71M | $1.37M | $1.05M | $2.61M | $-515000.00 | $-1.21M | $3.36M |
| EBITDA margin | 14.7% | 11.1% | 8.6% | 18.1% | -2.7% | -5.8% | 13.2% |
| EBIT | $1.29M | $942355.00 | $611000.00 | $2.18M | $-937000.00 | $-1.78M | — |
| Interest expense | $2.64M | $2.51M | $2.12M | $2.28M | $7.91M | $9.90M | $9.18M |
| Income tax | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $1.06M | $749000.00 | $518000.00 | $1.75M | $-733000.00 | $-1.30M | $2.84M |
| Net income growth (YoY) | — | -29.1% | -30.8% | +238.6% | -141.8% | -78.0% | +317.8% |
| Profit margin | 9.1% | 6.1% | 4.2% | 12.2% | -3.8% | -6.3% | 11.1% |