TCBK
TriCo Bancshares
NASDAQ: TCBK · FINANCIAL SERVICES · BANKS - REGIONAL
$50.10
-1.61% today
Updated 2026-04-29
Market cap
$1.61B
P/E ratio
12.72
P/S ratio
3.87x
EPS (TTM)
$3.94
Dividend yield
2.77%
52W range
$36 – $53
Volume
0.2M
TriCo Bancshares (TCBK) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $146.58M | $154.86M | $148.20M | $142.66M | $137.27M | $136.28M | $144.31M | $140.91M | $152.63M | $202.57M | $213.27M | $226.81M | $272.42M | $320.76M | $317.18M | $334.90M | $412.05M | $492.81M | $523.97M | $533.31M |
| Revenue growth (YoY) | — | +5.6% | -4.3% | -3.7% | -3.8% | -0.7% | +5.9% | -2.4% | +8.3% | +32.7% | +5.3% | +6.3% | +20.1% | +17.7% | -1.1% | +5.6% | +23.0% | +19.6% | +6.3% | +1.8% |
| Cost of revenue | $35.73M | $43.61M | $52.50M | $52.06M | $51.59M | $33.30M | $16.77M | $3.98M | $636000.00 | $3.21M | $-249000.00 | $6.89M | $15.46M | $13.69M | $52.27M | $-1.27M | $28.00M | $105.67M | $141.84M | $128.79M |
| Gross profit | $110.84M | $111.24M | $95.70M | $90.60M | $85.68M | $102.98M | $127.54M | $136.93M | $152.00M | $199.37M | $213.52M | $219.93M | $256.96M | $307.08M | $264.91M | $336.17M | $384.05M | $387.14M | $382.13M | $404.52M |
| Gross margin | 75.6% | 71.8% | 64.6% | 63.5% | 62.4% | 75.6% | 88.4% | 97.2% | 99.6% | 98.4% | 100.1% | 97.0% | 94.3% | 95.7% | 83.5% | 100.4% | 93.2% | 78.6% | 72.9% | 75.9% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $36.45M | $38.07M | $38.11M | $39.81M | $40.10M | $46.69M | $52.34M | $54.18M | $59.65M | $73.98M | $82.83M | $84.61M | $95.85M | $107.25M | $113.72M | $108.93M | $132.99M | $141.07M | $156.99M | $169.70M |
| Operating income | $44.12M | $42.34M | $26.96M | $15.15M | $8.47M | $29.78M | $31.93M | $45.80M | $44.62M | $72.71M | $72.52M | $77.51M | $93.35M | $126.82M | $87.35M | $163.70M | $173.91M | $160.93M | $155.12M | $169.24M |
| Operating margin | 30.1% | 27.3% | 18.2% | 10.6% | 6.2% | 21.9% | 22.1% | 32.5% | 29.2% | 35.9% | 34.0% | 34.2% | 34.3% | 39.5% | 27.5% | 48.9% | 42.2% | 32.7% | 29.6% | 31.7% |
| EBITDA | $50.12M | $47.19M | $30.91M | $18.90M | $12.27M | $33.28M | $36.43M | $50.64M | $50.80M | $79.78M | $80.37M | $85.83M | $103.86M | $144.13M | $104.99M | $180.98M | $192.29M | $179.75M | $171.17M | $182.80M |
| EBITDA margin | 34.2% | 30.5% | 20.9% | 13.2% | 8.9% | 24.4% | 25.2% | 35.9% | 33.3% | 39.4% | 37.7% | 37.8% | 38.1% | 44.9% | 33.1% | 54.0% | 46.7% | 36.5% | 32.7% | 34.3% |
| EBIT | $44.12M | $42.34M | $26.96M | $15.15M | $8.47M | $29.80M | $31.93M | $45.80M | $44.62M | $72.71M | $72.52M | $77.65M | $93.35M | $126.90M | $87.42M | $163.70M | $173.91M | $160.91M | $155.10M | $169.24M |
| Interest expense | $34.45M | $40.58M | $31.55M | $20.61M | $14.13M | $10.24M | $7.34M | $4.70M | $4.68M | $5.42M | $5.72M | $6.80M | $12.87M | $15.38M | $9.46M | $5.51M | $9.53M | $81.68M | $135.20M | $119.73M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $26.83M | $25.69M | $16.80M | $9.96M | $6.00M | $18.59M | $18.99M | $27.40M | $26.11M | $43.82M | $44.81M | $40.55M | $68.32M | $92.07M | $64.81M | $117.66M | $125.42M | $117.39M | $114.87M | $121.56M |
| Net income growth (YoY) | — | -4.2% | -34.6% | -40.7% | -39.7% | +209.6% | +2.2% | +44.3% | -4.7% | +67.8% | +2.3% | -9.5% | +68.5% | +34.8% | -29.6% | +81.5% | +6.6% | -6.4% | -2.1% | +5.8% |
| Profit margin | 18.3% | 16.6% | 11.3% | 7.0% | 4.4% | 13.6% | 13.2% | 19.4% | 17.1% | 21.6% | 21.0% | 17.9% | 25.1% | 28.7% | 20.4% | 35.1% | 30.4% | 23.8% | 21.9% | 22.8% |