TCBI
Texas Capital Bancshares Inc
NASDAQ: TCBIO · FINANCIAL SERVICES · BANKS - REGIONAL
$21.58
-0.35% today
Updated 2026-04-29
Market cap
$3.31B
P/E ratio
5.47
P/S ratio
—
EPS (TTM)
$3.96
Dividend yield
—
52W range
$18 – $23
Volume
0.0M
Texas Capital Bancshares Inc (TCBIO) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $254.17M | $309.92M | $271.40M | $272.41M | $312.07M | $353.83M | $441.50M | $488.65M | $557.06M | $650.68M | $762.49M | $938.05M | $1.23B | $1.44B | $1.18B | $987.05M | $1.25B | $1.79B | $1.76B | $2.00B |
| Revenue growth (YoY) | — | +21.9% | -12.4% | +0.4% | +14.6% | +13.4% | +24.8% | +10.7% | +14.0% | +16.8% | +17.2% | +23.0% | +30.8% | +16.9% | -17.9% | -16.2% | +26.2% | +43.9% | -1.7% | +13.5% |
| Cost of revenue | $123.31M | $163.54M | $123.94M | $89.96M | $91.64M | $47.16M | $33.08M | $44.11M | $59.58M | $99.68M | $140.59M | $161.97M | $336.33M | $460.59M | $446.09M | $77.75M | $334.48M | $787.80M | $895.25M | $787.15M |
| Gross profit | $130.85M | $146.38M | $147.46M | $182.45M | $220.44M | $306.67M | $408.42M | $444.54M | $497.48M | $551.00M | $621.89M | $776.08M | $890.95M | $974.59M | $731.72M | $909.30M | $910.76M | $1.00B | $865.35M | $1.21B |
| Gross margin | 51.5% | 47.2% | 54.3% | 67.0% | 70.6% | 86.7% | 92.5% | 91.0% | 89.3% | 84.7% | 81.6% | 82.7% | 72.6% | 67.9% | 62.1% | 92.1% | 73.1% | 56.0% | 49.2% | 60.6% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $50.58M | $56.61M | $64.75M | $88.39M | $103.01M | $117.69M | $138.18M | $179.57M | $198.64M | $231.27M | $278.99M | $318.75M | $355.26M | $393.40M | $366.48M | $371.22M | $451.15M | $496.48M | $489.93M | $495.82M |
| Operating income | $43.99M | $47.77M | $37.81M | $36.67M | $56.81M | $118.34M | $188.54M | $187.81M | $212.36M | $224.50M | $241.20M | $325.71M | $373.35M | $396.31M | $91.95M | $338.06M | $431.75M | $246.59M | $107.06M | $443.71M |
| Operating margin | 17.3% | 15.4% | 13.9% | 13.5% | 18.2% | 33.4% | 42.7% | 38.4% | 38.1% | 34.5% | 31.6% | 34.7% | 30.4% | 27.6% | 7.8% | 34.2% | 34.7% | 13.8% | 6.1% | 22.2% |
| EBITDA | $50.74M | $55.36M | $45.47M | $44.73M | $63.77M | $127.57M | $198.01M | $199.29M | $227.16M | $240.99M | $263.01M | $353.58M | $405.37M | $433.58M | $166.87M | $431.46M | $477.04M | $287.07M | $161.29M | $480.00M |
| EBITDA margin | 20.0% | 17.9% | 16.8% | 16.4% | 20.4% | 36.1% | 44.9% | 40.8% | 40.8% | 37.0% | 34.5% | 37.7% | 33.0% | 30.2% | 14.2% | 43.7% | 38.3% | 16.0% | 9.2% | 24.0% |
| EBIT | $43.94M | $47.77M | $37.81M | $36.91M | $56.95M | $118.47M | $188.57M | $187.81M | $212.36M | $224.50M | $241.20M | $325.71M | $373.35M | $396.31M | $91.95M | $338.06M | $431.75M | $246.59M | $107.06M | $443.71M |
| Interest expense | $119.62M | $149.54M | $97.19M | $46.46M | $38.14M | $18.66M | $21.58M | $25.11M | $37.58M | $46.43M | $63.59M | $117.97M | $249.33M | $385.59M | $188.09M | $107.75M | $268.48M | $715.80M | $828.25M | $743.15M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $28.92M | $29.42M | $24.27M | $24.15M | $37.19M | $75.98M | $120.67M | $121.05M | $136.35M | $144.85M | $155.12M | $197.06M | $293.39M | $312.01M | $66.29M | $253.94M | $332.48M | $189.14M | $77.51M | $330.24M |
| Net income growth (YoY) | — | +1.7% | -17.5% | -0.5% | +54.0% | +104.3% | +58.8% | +0.3% | +12.6% | +6.2% | +7.1% | +27.0% | +48.9% | +6.3% | -78.8% | +283.1% | +30.9% | -43.1% | -59.0% | +326.1% |
| Profit margin | 11.4% | 9.5% | 8.9% | 8.9% | 11.9% | 21.5% | 27.3% | 24.8% | 24.5% | 22.3% | 20.3% | 21.0% | 23.9% | 21.7% | 5.6% | 25.7% | 26.7% | 10.6% | 4.4% | 16.5% |