STBA
S&T Bancorp Inc
NASDAQ: STBA · FINANCIAL SERVICES · BANKS - REGIONAL
$43.77
-1.49% today
Updated 2026-04-29
Market cap
$1.59B
P/E ratio
12.29
P/S ratio
3.98x
EPS (TTM)
$3.56
Dividend yield
2.39%
52W range
$33 – $45
Volume
0.3M
S&T Bancorp Inc (STBA) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $245.09M | $256.21M | $253.57M | $233.67M | $227.63M | $209.14M | $208.16M | $202.19M | $206.86M | $254.58M | $282.41M | $316.10M | $337.13M | $373.04M | $380.21M | $353.96M | $399.01M | $535.52M | $564.96M | $568.51M |
| Revenue growth (YoY) | — | +4.5% | -1.0% | -7.8% | -2.6% | -8.1% | -0.5% | -2.9% | +2.3% | +23.1% | +10.9% | +11.9% | +6.7% | +10.7% | +1.9% | -6.9% | +12.7% | +34.2% | +5.5% | +0.6% |
| Cost of revenue | $100.96M | $104.98M | $85.05M | $121.46M | $64.08M | $43.34M | $43.84M | $22.87M | $14.20M | $26.39M | $42.48M | $48.79M | $70.38M | $88.57M | $172.50M | $29.36M | $33.33M | $146.38M | $181.20M | $173.82M |
| Gross profit | $144.13M | $151.23M | $168.52M | $112.21M | $163.54M | $165.79M | $164.32M | $179.32M | $192.66M | $228.20M | $239.93M | $267.31M | $266.75M | $284.48M | $207.71M | $324.59M | $365.68M | $389.14M | $383.76M | $394.70M |
| Gross margin | 58.8% | 59.0% | 66.5% | 48.0% | 71.8% | 79.3% | 78.9% | 88.7% | 93.1% | 89.6% | 85.0% | 84.6% | 79.1% | 76.3% | 54.6% | 91.7% | 91.6% | 72.7% | 67.9% | 69.4% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $37.60M | $40.39M | $48.60M | $65.61M | $60.29M | $61.50M | $69.59M | $75.67M | $76.05M | $86.64M | $95.31M | $90.25M | $81.50M | $84.74M | $95.20M | $104.44M | $106.08M | $115.58M | $126.19M | $157.35M |
| Operating income | $74.85M | $77.77M | $84.72M | $4.08M | $57.91M | $61.89M | $41.46M | $65.02M | $75.42M | $91.48M | $96.70M | $119.41M | $123.18M | $117.36M | $21.04M | $135.67M | $168.93M | $178.80M | $164.82M | $167.94M |
| Operating margin | 30.5% | 30.4% | 33.4% | 1.7% | 25.4% | 29.6% | 19.9% | 32.2% | 36.5% | 35.9% | 34.2% | 37.8% | 36.5% | 31.5% | 5.5% | 38.3% | 42.3% | 33.4% | 29.2% | 29.5% |
| EBITDA | $79.06M | $82.36M | $89.74M | $11.13M | $64.50M | $68.21M | $48.46M | $70.35M | $80.13M | $91.83M | $100.33M | $121.90M | $130.48M | $129.08M | $33.10M | $147.15M | $177.96M | $186.32M | $175.68M | $175.05M |
| EBITDA margin | 32.3% | 32.1% | 35.4% | 4.8% | 28.3% | 32.6% | 23.3% | 34.8% | 38.7% | 36.1% | 35.5% | 38.6% | 38.7% | 34.6% | 8.7% | 41.6% | 44.6% | 34.8% | 31.1% | 30.8% |
| EBIT | $74.85M | $77.77M | $84.72M | $4.08M | $57.91M | $61.89M | $41.46M | $65.02M | $75.42M | $91.48M | $96.70M | $119.41M | $123.18M | $117.36M | $21.04M | $135.67M | $168.93M | $178.80M | $164.82M | $167.94M |
| Interest expense | $91.58M | $99.17M | $72.17M | $49.10M | $34.57M | $27.73M | $21.02M | $14.56M | $12.48M | $16.00M | $24.52M | $34.91M | $55.39M | $73.69M | $41.08M | $13.15M | $24.97M | $128.49M | $181.07M | $166.39M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $53.34M | $56.14M | $60.20M | $7.95M | $43.48M | $47.26M | $34.20M | $50.54M | $57.91M | $67.08M | $71.39M | $72.97M | $105.33M | $98.23M | $21.04M | $110.34M | $135.52M | $144.78M | $131.26M | $134.23M |
| Net income growth (YoY) | — | +5.3% | +7.2% | -86.8% | +446.8% | +8.7% | -27.6% | +47.8% | +14.6% | +15.8% | +6.4% | +2.2% | +44.4% | -6.7% | -78.6% | +424.4% | +22.8% | +6.8% | -9.3% | +2.3% |
| Profit margin | 21.8% | 21.9% | 23.7% | 3.4% | 19.1% | 22.6% | 16.4% | 25.0% | 28.0% | 26.3% | 25.3% | 23.1% | 31.2% | 26.3% | 5.5% | 31.2% | 34.0% | 27.0% | 23.2% | 23.6% |