WallStSmart
SLMB

SLM Corp Pb Pref

NASDAQ: SLMBP · FINANCIAL SERVICES · CREDIT SERVICES

$71.83
-0.24% today

Updated 2026-10-28

Market cap
$4.83B
P/E ratio
33.31
P/S ratio
2.90x
EPS (TTM)
$2.15
Dividend yield
0.73%
52W range
$67 – $75
Volume
0.0M

SLM Corp Pb Pref (SLMBP) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for SLMBP.

WallStSmart Verdict
Overvalued

Current price exceeds what fundamentals support. Risk/reward skewed unfavorably.

Smart Value Score: 37 / 100
P/E (TTM)
33.3x
vs 5Y median of 34.8x
PEG
—
—
Margin of Safety
—
DCF limited for this profile
EV / EBITDA
0.0x

SLMBP historical valuation range

Where current P/E sits in SLMBP's own 5Y range.

NOW
33.3x
5Y Low
34.6x
25th
34.8x
Median
34.9x
75th
35.1x
5Y High
SLMBP is trading cheaper than 95% of the last 5Y.
5th percentile · Historically cheap

SLMBP intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

DCF has limited applicability for SLMBP

Standard discounted cash flow models produce unreliable output for unprofitable or near-breakeven companies. Revenue-based multiples such as P/S and EV/Sales, combined with the historical valuation position above, give a more reliable read for this stock.

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

SLMBP valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

✓
P/E near 5Y low
Current P/E sits in the 5th percentile of its 5Y range. Historically cheap relative to its own history.
!
DCF limited applicability
Company profile produces unstable DCF output. Lean on P/S, EV/Sales, and historical valuation position instead of intrinsic value for this stock.

P/E Ratio — History

Current: 33.31x

P/S Ratio — History

Current: 2.90x

Is SLMBP overvalued in 2026?

SLM Corp Pb Pref (SLMBP) currently trades at $71.83 per share with a market capitalization of $4,831,837,000.00. Based on our multi-factor framework, the stock appears richly valued with a Smart Value Score of 37/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 33.3x, below its 5-year median of 34.8x.

Looking at its own history, SLMBP is currently trading cheaper than 95% of the last 5Y on P/E. This places it in the 5th percentile of its historical range, a level that has historically coincided with attractive entry points.

A standard DCF model does not produce reliable output for SLMBP under current conditions. For unprofitable or near-breakeven companies, revenue-based multiples such as EV/Sales and historical P/S percentile are more informative than intrinsic value calculations.

The Piotroski F-Score of 6/9 puts financial quality in a middling range, neither a standout strength nor an obvious red flag.

Bottom line: SLMBP appears richly valued on our framework, with a Smart Value Score of 37/100. At current levels the risk/reward is skewed against the buyer. A materially lower price or significant operational improvement would be needed to change the picture.

Frequently asked questions

Is SLMBP overvalued?

SLMBP scores 37/100 on our Smart Value Score (Grade D), a weak overall profile. A standard DCF is unreliable here given the profitability profile, so valuation leans on revenue-based measures like EV/Sales and the P/S percentile below.

What is SLMBP's fair value?

A standard DCF is unreliable for SLMBP given its current profitability profile. Revenue-based approaches like EV/Sales or the historical P/S percentile are more informative for this stock.

What P/E ratio does SLMBP trade at?

SLMBP trades at a P/E of 33.3x on trailing twelve-month earnings, against a 5-year median of 34.8x. P/E is what you pay per dollar of profit, and sitting below its own median means the stock is cheaper than usual relative to its earnings.

Is SLMBP a buy based on valuation?

Our Smart Value rating for SLMBP is Sell, from a Smart Value Score of 37/100 that blends growth, quality, and valuation. The profile skews cautious, and a better price or clearer operating improvement would strengthen the case. This is research to inform your decision, not personalized financial advice.

How does SLMBP's valuation compare to its history?

On P/E, SLMBP sits in the 5th percentile of its own 5Y range, historically cheap relative to where it has traded. A low percentile means today's multiple is near the bottom of its historical band.

What is SLMBP's Smart Value Score?

SLMBP's Smart Value Score is 37/100. It is a proprietary WallStSmart metric blending growth quality, financial health, and valuation into a single 0-100 read, and scores above 75 are rare, signaling strong multi-factor alignment.