SFNC
Simmons First National Corporation
NASDAQ: SFNC · FINANCIAL SERVICES · BANKS - REGIONAL
$21.25
-1.67% today
Updated 2026-04-29
Market cap
$3.08B
P/E ratio
—
P/S ratio
37.88x
EPS (TTM)
$-2.75
Dividend yield
3.95%
52W range
$17 – $22
Volume
1.3M
Simmons First National Corporation (SFNC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $197.31M | $214.54M | $204.44M | $187.09M | $206.89M | $175.96M | $170.60M | $176.86M | $238.53M | $386.45M | $429.06M | $521.58M | $810.25M | $971.99M | $980.92M | $847.94M | $1.02B | $1.34B | $1.45B | $626.80M |
| Revenue growth (YoY) | — | +8.7% | -4.7% | -8.5% | +10.6% | -15.0% | -3.0% | +3.7% | +34.9% | +62.0% | +11.0% | +21.6% | +55.3% | +20.0% | +0.9% | -13.6% | +20.2% | +31.6% | +7.8% | -56.7% |
| Cost of revenue | $68.32M | $80.60M | $70.77M | $49.12M | $41.13M | $32.07M | $19.76M | $16.38M | $21.22M | $31.38M | $41.86M | $66.47M | $166.28M | $224.61M | $194.96M | $48.32M | $158.49M | $591.16M | $730.38M | $590.43M |
| Gross profit | $128.99M | $133.94M | $133.67M | $137.97M | $165.69M | $143.88M | $150.84M | $160.48M | $217.31M | $355.08M | $387.19M | $455.11M | $643.96M | $747.38M | $785.96M | $799.62M | $861.07M | $750.42M | $715.97M | $36.36M |
| Gross margin | 65.4% | 62.4% | 65.4% | 73.7% | 80.1% | 81.8% | 88.4% | 90.7% | 91.1% | 91.9% | 90.2% | 87.3% | 79.5% | 76.9% | 80.1% | 94.3% | 84.5% | 55.9% | 49.5% | 5.8% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $53.44M | $54.87M | $58.08M | $62.96M | $64.54M | $67.44M | $69.08M | $76.56M | $92.56M | $142.44M | $136.93M | $158.01M | $225.46M | $232.21M | $251.66M | $253.31M | $298.59M | $316.10M | $308.06M | $367.61M |
| Operating income | $39.92M | $39.74M | $38.34M | $35.40M | $54.43M | $35.80M | $40.02M | $32.54M | $50.29M | $107.26M | $143.44M | $154.92M | $266.07M | $302.43M | $319.79M | $332.46M | $306.56M | $200.60M | $171.31M | $-527.65M |
| Operating margin | 20.2% | 18.5% | 18.8% | 18.9% | 26.3% | 20.3% | 23.5% | 18.4% | 21.1% | 27.8% | 33.4% | 29.7% | 32.8% | 31.1% | 32.6% | 39.2% | 30.1% | 15.0% | 11.8% | -84.2% |
| EBITDA | $45.61M | $45.37M | $44.07M | $41.24M | $60.16M | $41.87M | $45.53M | $38.66M | $58.22M | $120.92M | $160.18M | $175.99M | $294.48M | $338.69M | $368.83M | $379.68M | $355.52M | $248.48M | $217.42M | $-474.97M |
| EBITDA margin | 23.1% | 21.1% | 21.6% | 22.0% | 29.1% | 23.8% | 26.7% | 21.9% | 24.4% | 31.3% | 37.3% | 33.7% | 36.3% | 34.8% | 37.6% | 44.8% | 34.9% | 18.5% | 15.0% | -75.8% |
| EBIT | $39.92M | $39.74M | $38.34M | $35.40M | $54.43M | $35.80M | $40.02M | $32.54M | $50.29M | $107.26M | $143.20M | $154.92M | $266.07M | $302.43M | $319.79M | $332.46M | $306.56M | $200.60M | $171.31M | $-527.65M |
| Interest expense | $64.56M | $76.42M | $62.12M | $38.81M | $27.01M | $20.40M | $15.62M | $12.26M | $13.97M | $22.35M | $21.80M | $40.07M | $128.13M | $181.37M | $119.98M | $79.53M | $144.42M | $560.03M | $683.60M | $524.61M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $27.48M | $27.36M | $26.91M | $25.21M | $37.12M | $25.37M | $27.68M | $23.23M | $35.69M | $74.36M | $96.81M | $92.94M | $215.71M | $238.17M | $254.90M | $271.16M | $256.41M | $175.06M | $152.69M | $-397.55M |
| Net income growth (YoY) | — | -0.4% | -1.6% | -6.3% | +47.2% | -31.6% | +9.1% | -16.1% | +53.6% | +108.4% | +30.2% | -4.0% | +132.1% | +10.4% | +7.0% | +6.4% | -5.4% | -31.7% | -12.8% | -360.4% |
| Profit margin | 13.9% | 12.8% | 13.2% | 13.5% | 17.9% | 14.4% | 16.2% | 13.1% | 15.0% | 19.2% | 22.6% | 17.8% | 26.6% | 24.5% | 26.0% | 32.0% | 25.1% | 13.0% | 10.6% | -63.4% |