RVSB
Riverview Bancorp Inc
NASDAQ: RVSB · FINANCIAL SERVICES · BANKS - REGIONAL
$5.18
+0.19% today
Updated 2026-04-30
Market cap
$113.50M
P/E ratio
23.83
P/S ratio
2.14x
EPS (TTM)
$0.23
Dividend yield
1.46%
52W range
$5 – $6
Volume
0.0M
Riverview Bancorp Inc (RVSB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $56.07M | $70.33M | $69.56M | $61.79M | $54.53M | $51.10M | $46.36M | $41.80M | $35.17M | $37.50M | $40.32M | $45.64M | $55.96M | $60.98M | $62.85M | $59.43M | $62.57M | $67.86M | $66.80M | $73.22M |
| Revenue growth (YoY) | — | +25.4% | -1.1% | -11.2% | -11.8% | -6.3% | -9.3% | -9.8% | -15.9% | +6.6% | +7.5% | +13.2% | +22.6% | +9.0% | +3.1% | -5.4% | +5.3% | +8.5% | -1.6% | +9.6% |
| Cost of revenue | $16.38M | $26.21M | $28.63M | $35.33M | $27.28M | $13.13M | $35.22M | $4.38M | $-1.13M | $116000.00 | $592000.00 | $1.87M | $2.35M | $2.87M | $6.01M | $9.73M | $-2.42M | $4.81M | $18.47M | $22.72M |
| Gross profit | $39.69M | $44.13M | $40.93M | $26.46M | $27.25M | $37.98M | $11.14M | $37.42M | $36.30M | $37.38M | $39.73M | $43.77M | $53.62M | $58.11M | $56.84M | $49.71M | $64.99M | $63.05M | $48.33M | $50.50M |
| Gross margin | 70.8% | 62.7% | 58.8% | 42.8% | 50.0% | 74.3% | 24.0% | 89.5% | 103.2% | 99.7% | 98.5% | 95.9% | 95.8% | 95.3% | 90.4% | 83.6% | 103.9% | 92.9% | 72.4% | 69.0% |
| R&D | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $14.54M | $15.01M | $17.65M | $17.15M | $19.37M | $18.36M | $17.02M | $16.86M | $17.24M | $18.43M | $18.19M | $19.71M | $22.22M | $22.65M | $22.89M | $22.89M | $24.07M | $24.52M | $24.91M | $26.79M |
| Operating income | $14.31M | $17.77M | $13.14M | $-4.21M | $-8.72M | $6.48M | $-23.28M | $2.66M | $4.34M | $6.64M | $9.78M | $10.79M | $18.00M | $22.41M | $20.58M | $13.45M | $28.28M | $23.68M | $4.60M | $6.24M |
| Operating margin | 25.5% | 25.3% | 18.9% | -6.8% | -16.0% | 12.7% | -50.2% | 6.4% | 12.3% | 17.7% | 24.3% | 23.6% | 32.2% | 36.8% | 32.7% | 22.6% | 45.2% | 34.9% | 6.9% | 8.5% |
| EBITDA | $16.22M | $20.03M | $15.31M | $-1.90M | $-6.49M | $8.41M | $-21.27M | $4.54M | $6.24M | $9.92M | $12.38M | $13.54M | $20.91M | $25.13M | $23.54M | $16.66M | $31.80M | $26.37M | $7.36M | $9.56M |
| EBITDA margin | 28.9% | 28.5% | 22.0% | -3.1% | -11.9% | 16.5% | -45.9% | 10.9% | 17.7% | 26.5% | 30.7% | 29.7% | 37.4% | 41.2% | 37.5% | 28.0% | 50.8% | 38.9% | 11.0% | 13.1% |
| EBIT | $14.31M | $17.77M | $13.14M | $-4.21M | $-8.72M | $6.48M | $-23.28M | $2.66M | $4.34M | $6.64M | $9.78M | $10.79M | $18.00M | $22.41M | $20.58M | $13.45M | $28.28M | $23.68M | $4.60M | $6.24M |
| Interest expense | $14.88M | $24.78M | $25.73M | $19.18M | $11.38M | $8.05M | $5.87M | $3.48M | $2.57M | $1.92M | $1.74M | $1.87M | $2.35M | $2.81M | $4.76M | $3.43M | $2.20M | $4.06M | $18.47M | $22.62M |
| Income tax | $4.58M | $6.17M | $4.50M | $-1.56M | $-3.28M | $2.17M | $8.38M | $29000.00 | $-15.08M | $2.15M | $3.43M | $3.39M | $7.75M | $5.15M | $4.83M | $2.98M | $6.46M | $5.61M | $802000.00 | $1.33M |
| Effective tax rate | 32.0% | 34.7% | 34.2% | 37.1% | 37.6% | 33.4% | -36.0% | 1.1% | -347.3% | 32.4% | 35.0% | 31.4% | 43.1% | 23.0% | 23.5% | 22.2% | 22.8% | 23.7% | 17.4% | 21.4% |
| Net income | $9.74M | $11.61M | $8.64M | $-2.65M | $-5.44M | $4.32M | $-31.66M | $2.63M | $19.42M | $4.49M | $6.36M | $7.40M | $10.24M | $17.27M | $15.75M | $10.47M | $21.82M | $18.07M | $3.80M | $4.90M |
| Net income growth (YoY) | — | +19.2% | -25.5% | -130.7% | -105.4% | +179.3% | -833.7% | +108.3% | +637.7% | -76.9% | +41.6% | +16.5% | +38.3% | +68.6% | -8.8% | -33.5% | +108.4% | -17.2% | -79.0% | +29.1% |
| Profit margin | 17.4% | 16.5% | 12.4% | -4.3% | -10.0% | 8.4% | -68.3% | 6.3% | 55.2% | 12.0% | 15.8% | 16.2% | 18.3% | 28.3% | 25.1% | 17.6% | 34.9% | 26.6% | 5.7% | 6.7% |