RMBI
Richmond Mutual Bancorporation Inc
NASDAQ: RMBI · FINANCIAL SERVICES · BANKS - REGIONAL
$15.82
+1.41% today
Updated 2026-04-30
Market cap
$152.35M
P/E ratio
12.48
P/S ratio
3.17x
EPS (TTM)
$1.25
Dividend yield
2.97%
52W range
$12 – $16
Volume
0.0M
Richmond Mutual Bancorporation Inc (RMBI) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $33.04M | $39.39M | $45.24M | $49.54M | $51.21M | $56.59M | $71.82M | $85.05M | $90.89M |
| Revenue growth (YoY) | — | +19.2% | +14.9% | +9.5% | +3.4% | +10.5% | +26.9% | +18.4% | +6.9% |
| Cost of revenue | $6.62M | $9.43M | $13.76M | $13.16M | $9.11M | $10.82M | $30.28M | $42.37M | $43.81M |
| Gross profit | $26.42M | $29.95M | $31.48M | $36.37M | $42.10M | $45.77M | $41.54M | $42.68M | $47.04M |
| Gross margin | 80.0% | 76.1% | 69.6% | 73.4% | 82.2% | 80.9% | 57.8% | 50.2% | 51.8% |
| R&D | — | — | — | — | — | — | — | — | — |
| SG&A | $14.70M | $16.03M | $37.21M | $17.00M | $18.61M | $18.97M | $18.60M | $19.88M | $14.93M |
| Operating income | $5.69M | $6.96M | $-19.38M | $12.49M | $13.58M | $15.75M | $11.00M | $10.86M | $14.06M |
| Operating margin | 17.2% | 17.7% | -42.8% | 25.2% | 26.5% | 27.8% | 15.3% | 12.8% | 15.5% |
| EBITDA | $6.91M | $8.07M | $-18.29M | $13.96M | $15.12M | $17.04M | $12.19M | $11.91M | $14.88M |
| EBITDA margin | 20.9% | 20.5% | -40.4% | 28.2% | 29.5% | 30.1% | 17.0% | 14.0% | 16.4% |
| EBIT | $5.69M | $6.96M | $-19.38M | $12.49M | $13.58M | $15.75M | $11.00M | $10.86M | $14.06M |
| Interest expense | $5.25M | $7.75M | $11.16M | $9.39M | $7.68M | $10.22M | $29.75M | $41.82M | $42.06M |
| Income tax | $2.97M | $1.28M | $-5.29M | $2.48M | $2.44M | $2.78M | $1.52M | $1.49M | $2.08M |
| Effective tax rate | 52.3% | 18.4% | 27.3% | 19.8% | 17.9% | 17.7% | 13.8% | 13.7% | 15.2% |
| Net income | $2.72M | $5.68M | $-14.08M | $10.02M | $11.14M | $12.96M | $9.49M | $9.38M | $11.58M |
| Net income growth (YoY) | — | +109.1% | -348.0% | +171.1% | +11.2% | +16.3% | -26.8% | -1.2% | +23.4% |
| Profit margin | 8.2% | 14.4% | -31.1% | 20.2% | 21.8% | 22.9% | 13.2% | 11.0% | 12.7% |