RF
Regions Financial Corporation
NYSE: RF · FINANCIAL SERVICES · BANKS - REGIONAL
$28.01
-1.13% today
Updated 2026-04-29
Market cap
$24.20B
P/E ratio
11.76
P/S ratio
3.37x
EPS (TTM)
$2.41
Dividend yield
2.76%
52W range
$19 – $31
Volume
13.3M
Regions Financial Corporation (RF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $7.68B | $10.92B | $9.61B | $7.97B | $6.87B | $6.18B | $5.86B | $5.74B | $5.53B | $5.67B | $5.82B | $5.93B | $6.36B | $6.70B | $6.64B | $6.60B | $7.48B | $9.15B | $9.37B | $9.61B |
| Revenue growth (YoY) | — | +42.2% | -12.0% | -17.1% | -13.7% | -10.1% | -5.1% | -2.0% | -3.8% | +2.7% | +2.6% | +1.9% | +7.2% | +5.3% | -0.8% | -0.6% | +13.3% | +22.3% | +2.4% | +2.5% |
| Cost of revenue | $2.48B | $4.23B | $4.78B | $5.53B | $4.11B | $2.37B | $821.00M | $517.00M | $365.00M | $496.00M | $592.00M | $507.00M | $829.00M | $1.23B | $1.70B | $-357.00M | $587.00M | $2.13B | $2.78B | $2.44B |
| Gross profit | $5.20B | $6.69B | $4.84B | $2.44B | $2.76B | $3.81B | $5.04B | $5.23B | $5.16B | $5.18B | $5.23B | $5.43B | $5.53B | $5.46B | $4.95B | $6.96B | $6.89B | $7.02B | $6.60B | $7.17B |
| Gross margin | 67.7% | 61.3% | 50.3% | 30.7% | 40.2% | 61.6% | 86.0% | 91.0% | 93.4% | 91.3% | 89.8% | 91.5% | 87.0% | 81.6% | 74.4% | 105.4% | 92.2% | 76.7% | 70.4% | 74.6% |
| R&D | — | — | — | $0.00 | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $1.86B | $2.48B | $2.37B | $1.86B | $1.64B | $1.60B | $1.76B | $1.94B | $1.89B | $1.99B | $1.94B | $1.97B | $2.04B | $1.95B | $2.14B | $2.24B | $2.32B | $2.42B | $2.53B | $2.83B |
| Operating income | $1.99B | $2.04B | $-5.93B | $-1.27B | $-844.00M | $161.00M | $1.66B | $1.67B | $1.68B | $1.53B | $1.66B | $1.86B | $1.96B | $1.99B | $1.31B | $3.21B | $2.88B | $2.61B | $2.35B | $2.74B |
| Operating margin | 25.9% | 18.7% | -61.7% | -15.9% | -12.3% | 2.6% | 28.3% | 29.0% | 30.4% | 27.0% | 28.6% | 31.4% | 30.7% | 29.6% | 19.8% | 48.7% | 38.4% | 28.5% | 25.1% | 28.5% |
| EBITDA | $2.15B | $2.31B | $-5.56B | $-984.00M | $-112.00M | $844.00M | $2.38B | $2.31B | $2.21B | $2.05B | $2.24B | $2.40B | $2.42B | $2.41B | $1.74B | $3.59B | $3.23B | $2.84B | $2.50B | $2.81B |
| EBITDA margin | 28.0% | 21.1% | -57.9% | -12.4% | -1.6% | 13.7% | 40.6% | 40.2% | 39.9% | 36.2% | 38.4% | 40.4% | 38.0% | 36.0% | 26.1% | 54.3% | 43.2% | 31.1% | 26.7% | 29.2% |
| EBIT | $1.99B | $2.04B | $-5.93B | $-1.27B | $-844.00M | $161.00M | $1.66B | $1.67B | $1.68B | $1.53B | $1.66B | $1.86B | $1.96B | $1.99B | $1.31B | $3.21B | $2.88B | $2.61B | $2.35B | $2.74B |
| Interest expense | $2.34B | $3.68B | $2.72B | $1.98B | $1.25B | $842.00M | $603.00M | $384.00M | $309.00M | $268.00M | $313.00M | $373.00M | $602.00M | $851.00M | $368.00M | $167.00M | $316.00M | $1.58B | $2.29B | $2.08B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $1.35B | $1.25B | $-5.60B | $-1.03B | $-539.00M | $-215.00M | $1.12B | $1.09B | $1.15B | $1.06B | $1.16B | $1.26B | $1.76B | $1.58B | $1.09B | $2.52B | $2.25B | $2.07B | $1.89B | $2.16B |
| Net income growth (YoY) | — | -7.5% | -547.3% | +81.6% | +47.7% | +60.1% | +620.9% | -2.6% | +5.1% | -7.4% | +9.5% | +8.6% | +39.3% | -10.1% | -30.8% | +130.4% | -10.9% | -7.6% | -8.7% | +13.9% |
| Profit margin | 17.6% | 11.5% | -58.2% | -12.9% | -7.8% | -3.5% | 19.1% | 19.0% | 20.8% | 18.7% | 20.0% | 21.3% | 27.7% | 23.6% | 16.5% | 38.2% | 30.0% | 22.7% | 20.2% | 22.4% |