WallStSmart
RDZN

Roadzen Inc.

NASDAQ: RDZN · TECHNOLOGY · SOFTWARE - APPLICATION

$1.18
-1.67% today

Updated 2026-09-16

Market cap
$102.20M
P/E ratio
5.22
P/S ratio
1.69x
EPS (TTM)
$0.23
Dividend yield
52W range
$1 – $3
Volume
0.3M

Roadzen Inc. (RDZN) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for RDZN.

WallStSmart Verdict
Overvalued

Current price exceeds what fundamentals support. Risk/reward skewed unfavorably.

Smart Value Score: 29 / 100
P/E (TTM)
5.2x
vs 5Y median of 4.8x
PEG
Margin of Safety
+38.87%
Fair value $2.47 vs $1.18
EV / EBITDA
0.0x

RDZN historical valuation range

Where current P/E sits in RDZN's own 5Y range.

NOW
4.0x
5Y Low
4.3x
25th
4.8x
Median
5.7x
75th
7.0x
5Y High
RDZN is trading more expensive than 71% of the last 5Y.
71th percentile · Above median

RDZN intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

Current price
$1.18
Market value
Intrinsic value
$2.47
DCF estimate
Margin of safety
+38.87%
+109.3% upside to fair value

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

RDZN valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

!
P/E in mid-range
P/E sits at the 71th percentile of the 5Y range. Neither cheap nor rich historically.
Strong margin of safety
Current price 38.9% below DCF intrinsic value estimate. Meaningful downside cushion.

P/E Ratio — History

Current: 5.22x

P/S Ratio — History

Current: 1.69x

Is RDZN overvalued in 2026?

Roadzen Inc. (RDZN) currently trades at $1.18 per share with a market capitalization of $102,198,000.00. Based on our multi-factor framework, the stock appears richly valued with a Smart Value Score of 29/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 5.2x, above its 5-year median of 4.8x.

Looking at its own history, RDZN is currently trading more expensive than 71% of the last 5Y on P/E. This places it in the 71th percentile of its historical range, a reasonable but unremarkable position.

Our discounted cash flow model estimates RDZN's intrinsic value at $2.47 per share, against the current market price of $1.18. This implies a margin of safety of +38.87%. A meaningful cushion exists against model error, making this a reasonable risk-adjusted entry.

The Piotroski F-Score of 5/9 puts financial quality in a middling range, neither a standout strength nor an obvious red flag.

Bottom line: RDZN appears richly valued on our framework, with a Smart Value Score of 29/100. At current levels the risk/reward is skewed against the buyer. A materially lower price or significant operational improvement would be needed to change the picture.

Frequently asked questions

Is RDZN overvalued?

RDZN scores 29/100 on our Smart Value Score (Grade F), a weak overall profile. The DCF also shows a positive margin of safety, so price and fundamentals line up reasonably well.

What is RDZN's fair value?

Our DCF model estimates RDZN's intrinsic value at $2.47 per share, versus the current price of $1.18, a margin of safety of +38.87%. Fair value is the present value of the cash flows we project the business to produce, so a price below it means the market is pricing the stock below that conservative estimate.

What P/E ratio does RDZN trade at?

RDZN trades at a P/E of 5.2x on trailing twelve-month earnings, against a 5-year median of 4.8x. P/E is what you pay per dollar of profit, and sitting above its own median means the stock is pricier than usual relative to its earnings.

Is RDZN a buy based on valuation?

Our Smart Value rating for RDZN is Strong Sell, from a Smart Value Score of 29/100 that blends growth, quality, and valuation. The profile skews cautious, and a better price or clearer operating improvement would strengthen the case. This is research to inform your decision, not personalized financial advice.

How does RDZN's valuation compare to its history?

On P/E, RDZN sits in the 71st percentile of its own 5Y range, above its long-run median relative to where it has traded. A high percentile means today's multiple is near the top of its historical band.

What is RDZN's Smart Value Score?

RDZN's Smart Value Score is 29/100. It is a proprietary WallStSmart metric blending growth quality, financial health, and valuation into a single 0-100 read, and scores above 75 are rare, signaling strong multi-factor alignment.