RDN
Radian Group Inc
NYSE: RDN · FINANCIAL SERVICES · INSURANCE - SPECIALTY
$37.31
+3.90% today
Updated 2026-04-29
Market cap
$5.08B
P/E ratio
8.50
P/S ratio
4.25x
EPS (TTM)
$4.39
Dividend yield
2.84%
52W range
$31 – $38
Volume
1.4M
Radian Group Inc (RDN) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.33B | $201.05M | $1.81B | $1.31B | $417.46M | $1.95B | $902.74M | $749.91M | $1.07B | $1.19B | $1.24B | $1.22B | $1.27B | $1.53B | $1.44B | $1.33B | $1.19B | $1.24B | $1.29B | $1.25B |
| Revenue growth (YoY) | — | -84.9% | +799.3% | -27.4% | -68.2% | +366.6% | -53.7% | -16.9% | +43.0% | +11.2% | +3.8% | -1.4% | +4.2% | +19.9% | -5.7% | -7.7% | -10.4% | +4.2% | +4.0% | -3.4% |
| Cost of revenue | $111.61M | $1.80B | $2.71B | $1.46B | $1.79B | $1.34B | $955.68M | $591.23M | $315.21M | $314.72M | $340.44M | $264.03M | $228.03M | $265.67M | $602.17M | $153.62M | $-231.96M | $386.07M | $63.07M | $96.10M |
| Gross profit | $1.22B | $-1.60B | $-897.98M | $-148.73M | $-1.38B | $605.65M | $-52.94M | $158.67M | $757.48M | $878.53M | $898.01M | $957.60M | $1.04B | $1.26B | $837.70M | $1.18B | $1.42B | $854.52M | $1.23B | $1.15B |
| Gross margin | 91.6% | -795.5% | -49.7% | -11.3% | -329.4% | 31.1% | -5.9% | 21.2% | 70.6% | 73.6% | 72.5% | 78.4% | 82.1% | 82.6% | 58.2% | 88.4% | 119.5% | 68.9% | 95.1% | 92.3% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — | — |
| SG&A | — | — | — | — | — | $175.81M | $196.67M | $284.53M | $0.00 | $0.00 | $244.90M | $267.32M | $280.82M | $306.13M | $280.71M | $323.69M | $381.15M | $264.73M | $259.13M | $156.31M |
| Operating income | $813.27M | $-2.07B | $-674.13M | $-242.28M | $-1.58B | $368.51M | $-272.43M | $-173.35M | $407.16M | $437.83M | $483.69M | $346.74M | $684.19M | $848.99M | $479.44M | $764.83M | $952.78M | $767.49M | $771.29M | $763.15M |
| Operating margin | 61.2% | -1029.0% | -37.3% | -18.4% | -378.4% | 18.9% | -30.2% | -23.1% | 38.0% | 36.7% | 39.1% | 28.4% | 53.7% | 55.6% | 33.3% | 57.5% | 80.0% | 61.9% | 59.8% | 61.2% |
| EBITDA | $898.41M | $-2.00B | $-604.43M | $-176.19M | $-1.50B | $493.03M | $-167.34M | $-29.00M | $563.57M | $610.56M | $635.83M | $495.33M | $814.77M | $978.03M | $622.32M | $924.76M | $1.11B | $767.49M | $953.78M | $872.38M |
| EBITDA margin | 67.7% | -993.0% | -33.4% | -13.4% | -358.9% | 25.3% | -18.5% | -3.9% | 52.5% | 51.2% | 51.3% | 40.5% | 64.0% | 64.1% | 43.2% | 69.6% | 93.5% | 61.9% | 73.9% | 69.9% |
| EBIT | $861.42M | $-2.02B | $-620.62M | $-196.27M | $-1.54B | $429.91M | $-220.60M | $-98.73M | $497.62M | $528.93M | $564.82M | $409.50M | $745.68M | $905.30M | $550.59M | $849.29M | $1.04B | $767.49M | $875.03M | $828.70M |
| Interest expense | $48.15M | $53.07M | $53.51M | $46.01M | $41.78M | $61.39M | $51.83M | $74.62M | $90.46M | $91.10M | $81.13M | $62.76M | $61.49M | $56.31M | $71.15M | $84.46M | $84.45M | $89.69M | $103.74M | $65.56M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $582.17M | $-1.29B | $-410.58M | $-147.88M | $-1.81B | $302.15M | $-451.47M | $-196.99M | $959.52M | $286.92M | $308.25M | $121.09M | $606.01M | $672.31M | $393.63M | $600.67M | $742.93M | $603.12M | $604.44M | $582.80M |
| Net income growth (YoY) | — | -321.6% | +68.2% | +64.0% | -1121.2% | +116.7% | -249.4% | +56.4% | +587.1% | -70.1% | +7.4% | -60.7% | +400.5% | +10.9% | -41.5% | +52.6% | +23.7% | -18.8% | +0.2% | -3.6% |
| Profit margin | 43.8% | -641.8% | -22.7% | -11.3% | -432.6% | 15.5% | -50.0% | -26.3% | 89.5% | 24.0% | 24.9% | 9.9% | 47.6% | 44.0% | 27.3% | 45.2% | 62.4% | 48.6% | 46.8% | 46.7% |