QCRH
QCR Holdings Inc
NASDAQ: QCRH · FINANCIAL SERVICES · BANKS - REGIONAL
$91.86
+0.45% today
Updated 2026-05-06
Market cap
$1.48B
P/E ratio
11.41
P/S ratio
4.03x
EPS (TTM)
$7.85
Dividend yield
0.31%
52W range
$63 – $96
Volume
0.1M
QCR Holdings Inc (QCRH) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $54.17M | $99.82M | $99.08M | $101.16M | $93.31M | $92.18M | $92.04M | $100.69M | $104.65M | $111.29M | $134.40M | $162.26M | $220.22M | $278.62M | $306.59M | $293.76M | $365.61M | $535.62M | $587.77M | $596.75M |
| Revenue growth (YoY) | — | +84.3% | -0.7% | +2.1% | -7.8% | -1.2% | -0.2% | +9.4% | +3.9% | +6.3% | +20.8% | +20.7% | +35.7% | +26.5% | +10.0% | -4.2% | +24.5% | +46.5% | +9.7% | +1.5% |
| Cost of revenue | $42.19M | $52.22M | $49.75M | $51.92M | $37.70M | $30.19M | $24.10M | $23.70M | $23.70M | $20.58M | $19.43M | $27.92M | $53.14M | $67.58M | $87.13M | $25.41M | $69.73M | $208.94M | $267.17M | $252.29M |
| Gross profit | $11.98M | $47.60M | $49.33M | $49.23M | $55.61M | $61.99M | $67.94M | $77.00M | $80.95M | $90.72M | $114.97M | $134.34M | $167.07M | $211.03M | $219.46M | $268.36M | $295.88M | $326.68M | $320.61M | $344.46M |
| Gross margin | 22.1% | 47.7% | 49.8% | 48.7% | 59.6% | 67.2% | 73.8% | 76.5% | 77.4% | 81.5% | 85.5% | 82.8% | 75.9% | 75.7% | 71.6% | 91.4% | 80.9% | 61.0% | 54.5% | 57.7% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $21.26M | $27.96M | $29.45M | $32.40M | $32.87M | $34.52M | $37.11M | $41.73M | $43.23M | $45.69M | $48.87M | $58.47M | $72.59M | $95.02M | $100.43M | $105.38M | $121.17M | $143.76M | $135.63M | $133.04M |
| Operating income | $3.93M | $8.17M | $7.00M | $2.30M | $9.26M | $14.00M | $17.64M | $19.56M | $17.99M | $20.60M | $36.59M | $40.65M | $52.13M | $72.03M | $73.29M | $121.47M | $113.55M | $126.83M | $122.58M | $135.90M |
| Operating margin | 7.2% | 8.2% | 7.1% | 2.3% | 9.9% | 15.2% | 19.2% | 19.4% | 17.2% | 18.5% | 27.2% | 25.1% | 23.7% | 25.9% | 23.9% | 41.3% | 31.1% | 23.7% | 20.9% | 22.8% |
| EBITDA | $6.34M | $10.39M | $7.00M | $7.12M | $11.79M | $16.44M | $19.99M | $22.43M | $21.00M | $23.86M | $40.46M | $45.60M | $58.28M | $79.52M | $80.77M | $128.86M | $124.06M | $138.28M | $133.81M | $135.90M |
| EBITDA margin | 11.7% | 10.4% | 7.1% | 7.0% | 12.6% | 17.8% | 21.7% | 22.3% | 20.1% | 21.4% | 30.1% | 28.1% | 26.5% | 28.5% | 26.3% | 43.9% | 33.9% | 25.8% | 22.8% | 22.8% |
| EBIT | $3.93M | $8.17M | $7.00M | $2.30M | $9.26M | $14.00M | $17.64M | $19.56M | $17.99M | $20.60M | $36.59M | $40.65M | $52.13M | $72.03M | $73.29M | $121.47M | $113.55M | $126.62M | $122.58M | — |
| Interest expense | $38.91M | $49.36M | $40.52M | $34.95M | $30.23M | $23.58M | $19.73M | $17.77M | $16.89M | $13.71M | $11.95M | $19.45M | $40.48M | $60.52M | $31.42M | $21.92M | $61.45M | $192.40M | $250.07M | $234.21M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $2.80M | $5.78M | $6.71M | $1.77M | $6.59M | $9.69M | $12.62M | $14.94M | $14.95M | $16.93M | $27.69M | $35.71M | $43.12M | $57.41M | $60.58M | $98.91M | $99.07M | $113.56M | $113.85M | $127.19M |
| Net income growth (YoY) | — | +106.2% | +16.1% | -73.6% | +271.7% | +47.1% | +30.2% | +18.4% | +0.1% | +13.2% | +63.6% | +29.0% | +20.8% | +33.1% | +5.5% | +63.3% | +0.2% | +14.6% | +0.3% | +11.7% |
| Profit margin | 5.2% | 5.8% | 6.8% | 1.8% | 7.1% | 10.5% | 13.7% | 14.8% | 14.3% | 15.2% | 20.6% | 22.0% | 19.6% | 20.6% | 19.8% | 33.7% | 27.1% | 21.2% | 19.4% | 21.3% |