WallStSmart
PRK

Park National Corporation

AMEX: PRK · FINANCIAL SERVICES · BANKS - REGIONAL

$170.23
+0.04% today

Updated 2026-06-05

Market cap
$3.10B
P/E ratio
15.75
P/S ratio
5.42x
EPS (TTM)
$10.89
Dividend yield
2.52%
52W range
$145 – $177
Volume
0.1M

Park National Corporation (PRK) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$399.32M$473.46M$476.17M$448.88M$420.40M$426.79M$355.97M$336.22M$340.69M$342.63M$327.19M$372.85M$411.90M$457.69M$483.38M$475.80M$514.18M$564.30M$645.55M$664.42M
Revenue growth (YoY)+18.6%+0.6%-5.7%-6.3%+1.5%-16.6%-5.5%+1.3%+0.6%-4.5%+14.0%+10.5%+11.1%+5.6%-1.6%+8.1%+9.7%+14.4%+2.9%
Cost of revenue$125.24M$196.62M$205.95M$163.02M$158.55M$121.92M$85.84M$45.34M$32.77M$42.43M$33.07M$51.22M$51.85M$68.93M$42.14M$4.04M$35.74M$101.46M$139.49M$118.72M
Gross profit$274.08M$276.84M$270.22M$285.86M$261.84M$304.87M$270.13M$290.89M$307.93M$300.19M$327.19M$321.63M$360.05M$388.76M$441.24M$471.75M$478.44M$462.84M$506.06M$545.70M
Gross margin68.6%58.5%56.7%63.7%62.3%71.4%75.9%86.5%90.4%87.6%100.0%86.3%87.4%84.9%91.3%99.2%93.0%82.0%78.4%82.1%
R&D$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
SG&A$80.23M$112.96M$118.62M$125.87M$113.95M$114.95M$107.74M$111.29M$107.69M$118.24M$117.03M$123.47M$139.33M$159.45M$171.58M$173.10M$179.20M$189.14M$195.77M$203.27M
Operating income$133.08M$52.68M$35.72M$97.14M$74.74M$116.56M$104.33M$109.37M$120.42M$113.58M$149.68M$118.47M$131.30M$124.77M$154.65M$188.24M$180.46M$153.60M$184.72M$221.32M
Operating margin33.3%11.1%7.5%21.6%17.8%27.3%29.3%32.5%35.3%33.1%45.7%31.8%31.9%27.3%32.0%39.6%35.1%27.2%28.6%33.3%
EBITDA$136.73M$63.00M$47.26M$100.88M$85.28M$127.67M$113.46M$117.02M$127.66M$120.93M$131.29M$127.11M$139.88M$133.89M$165.46M$201.50M$194.28M$167.62M$196.92M$229.89M
EBITDA margin34.2%13.3%9.9%22.5%20.3%29.9%31.9%34.8%37.5%35.3%40.1%34.1%34.0%29.3%34.2%42.4%37.8%29.7%30.5%34.6%
EBIT$133.08M$52.68M$35.72M$97.14M$74.74M$116.56M$104.33M$109.37M$120.42M$113.58M$122.89M$118.47M$131.30M$124.77M$154.65M$188.24M$180.46M$153.60M$184.72M$221.32M
Interest expense$121.31M$167.15M$135.47M$94.20M$71.47M$58.65M$50.42M$41.92M$40.10M$37.44M$38.17M$42.66M$43.90M$62.76M$30.09M$15.96M$31.19M$98.56M$124.95M$107.23M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$94.09M$22.71M$13.71M$74.19M$58.10M$82.14M$78.63M$76.87M$83.96M$81.01M$86.14M$84.24M$110.39M$102.70M$127.92M$153.94M$148.35M$126.73M$151.42M$180.07M
Net income growth (YoY)-75.9%-39.6%+441.2%-21.7%+41.4%-4.3%-2.2%+9.2%-3.5%+6.3%-2.2%+31.0%-7.0%+24.6%+20.3%-3.6%-14.6%+19.5%+18.9%
Profit margin23.6%4.8%2.9%16.5%13.8%19.2%22.1%22.9%24.6%23.6%26.3%22.6%26.8%22.4%26.5%32.4%28.9%22.5%23.5%27.1%

Frequently asked questions

What is Park National Corporation's revenue?

Park National Corporation's trailing twelve-month revenue is $573.17M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is PRK?

In its most recent fiscal year, PRK ran a gross margin of 82.13%, an operating margin of 33.31%, and a net margin of 27.10%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does PRK generate?

PRK produced $191.95M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is PRK's balance sheet healthy?

PRK holds $137.24M in cash and equivalents against $0.00 in long-term debt, on $1.35B of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.