PLBC
Plumas Bancorp
NASDAQ: PLBC · FINANCIAL SERVICES · BANKS - REGIONAL
$50.87
-2.19% today
Updated 2026-04-29
Market cap
$362.98M
P/E ratio
10.93
P/S ratio
3.69x
EPS (TTM)
$4.76
Dividend yield
2.38%
52W range
$39 – $54
Volume
0.1M
Plumas Bancorp (PLBC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $34.64M | $35.73M | $30.53M | $28.59M | $28.93M | $24.96M | $24.79M | $26.06M | $28.38M | $30.33M | $32.65M | $37.17M | $43.03M | $47.21M | $47.86M | $56.50M | $70.53M | $84.89M | $72.86M | $108.25M |
| Revenue growth (YoY) | — | +3.1% | -14.6% | -6.4% | +1.2% | -13.7% | -0.7% | +5.1% | +8.9% | +6.9% | +7.6% | +13.9% | +15.8% | +9.7% | +1.4% | +18.1% | +24.8% | +20.4% | -14.2% | +48.6% |
| Cost of revenue | $7.95M | $9.34M | $9.96M | $18.16M | $8.65M | $5.35M | $3.62M | $2.93M | $2.79M | $2.30M | $1.82M | $1.62M | $2.24M | $3.25M | $4.40M | $2.26M | $2.55M | $7.57M | $11.83M | $20.73M |
| Gross profit | $26.69M | $26.40M | $20.57M | $10.43M | $20.28M | $19.61M | $21.16M | $23.13M | $25.59M | $28.02M | $30.82M | $35.55M | $40.80M | $43.96M | $43.45M | $54.24M | $67.98M | $77.32M | $61.03M | $87.52M |
| Gross margin | 77.0% | 73.9% | 67.4% | 36.5% | 70.1% | 78.6% | 85.4% | 88.7% | 90.2% | 92.4% | 94.4% | 95.6% | 94.8% | 93.1% | 90.8% | 96.0% | 96.4% | 91.1% | 83.8% | 80.9% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $10.04M | $11.20M | $10.88M | $11.05M | $12.28M | $11.71M | $10.86M | $10.37M | $11.18M | $11.03M | $12.35M | $12.09M | $14.16M | $15.04M | $14.53M | $13.74M | $18.59M | $21.82M | $23.22M | $35.17M |
| Operating income | $8.40M | $6.72M | $92000.00 | $-15.92M | $1.36M | $1.24M | $3.02M | $5.60M | $7.82M | $9.54M | $12.23M | $15.51M | $19.13M | $21.38M | $19.95M | $28.49M | $35.67M | $40.21M | $39.00M | $39.59M |
| Operating margin | 24.2% | 18.8% | 0.3% | -55.7% | 4.7% | 5.0% | 12.2% | 21.5% | 27.6% | 31.4% | 37.5% | 41.7% | 44.4% | 45.3% | 41.7% | 50.4% | 50.6% | 47.4% | 53.5% | 36.6% |
| EBITDA | $10.96M | $8.92M | $2.08M | $-13.99M | $3.05M | $2.65M | $4.37M | $7.01M | $9.13M | $10.69M | $13.31M | $16.53M | $20.17M | $22.70M | $21.38M | $30.16M | $37.57M | $41.88M | $40.50M | $39.59M |
| EBITDA margin | 31.6% | 25.0% | 6.8% | -48.9% | 10.6% | 10.6% | 17.6% | 26.9% | 32.2% | 35.2% | 40.8% | 44.5% | 46.9% | 48.1% | 44.7% | 53.4% | 53.3% | 49.3% | 55.6% | 36.6% |
| EBIT | $8.40M | $6.72M | $92000.00 | $-15.92M | $1.36M | $1.24M | $3.02M | $5.60M | $7.82M | $9.54M | $12.23M | $15.51M | $19.13M | $21.31M | $19.95M | $28.49M | $35.67M | $40.21M | $39.00M | — |
| Interest expense | $6.95M | $8.54M | $5.36M | $3.65M | $3.15M | $1.85M | $1.27M | $1.53M | $1.69M | $1.20M | $1.02M | $1.02M | $1.24M | $1.75M | $1.23M | $1.14M | $1.25M | $4.80M | $10.63M | $13.88M |
| Income tax | $3.20M | $2.50M | $-212000.00 | $-6.78M | $389000.00 | $295000.00 | $1.07M | $2.17M | $3.09M | $3.72M | $4.76M | $7.32M | $5.13M | $5.87M | $5.48M | $7.48M | $9.22M | $10.44M | $10.38M | $9.97M |
| Effective tax rate | 38.1% | 37.2% | -230.4% | 42.6% | 28.6% | 23.9% | 35.4% | 38.7% | 39.4% | 39.0% | 38.9% | 47.2% | 26.8% | 27.4% | 27.5% | 26.3% | 25.9% | 26.0% | 26.6% | 25.2% |
| Net income | $5.20M | $4.22M | $304000.00 | $-9.15M | $971000.00 | $941000.00 | $1.95M | $3.43M | $4.74M | $5.82M | $7.47M | $8.19M | $13.99M | $15.51M | $14.47M | $21.01M | $26.44M | $29.78M | $28.62M | $29.62M |
| Net income growth (YoY) | — | -18.8% | -92.8% | -3108.6% | +110.6% | -3.1% | +107.2% | +75.9% | +38.1% | +22.8% | +28.5% | +9.6% | +70.9% | +10.9% | -6.7% | +45.1% | +25.9% | +12.6% | -3.9% | +3.5% |
| Profit margin | 15.0% | 11.8% | 1.0% | -32.0% | 3.4% | 3.8% | 7.9% | 13.2% | 16.7% | 19.2% | 22.9% | 22.0% | 32.5% | 32.9% | 30.2% | 37.2% | 37.5% | 35.1% | 39.3% | 27.4% |