WallStSmart
PKBK

Parke Bancorp Inc

NASDAQ: PKBK · FINANCIAL SERVICES · BANKS - REGIONAL

$30.60
+1.82% today

Updated 2026-06-04

Market cap
$377.19M
P/E ratio
9.10
P/S ratio
4.53x
EPS (TTM)
$3.50
Dividend yield
2.30%
52W range
$18 – $32
Volume
0.1M

Parke Bancorp Inc (PKBK) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$26.33M$34.68M$37.94M$41.58M$44.52M$46.03M$42.11M$40.21M$45.76M$44.49M$52.49M$50.30M$65.28M$83.38M$88.72M$90.87M$95.86M$119.40M$129.41M$146.08M
Revenue growth (YoY)+31.7%+9.4%+9.6%+7.1%+3.4%-8.5%-4.5%+13.8%-2.8%+18.0%-4.2%+29.8%+27.7%+6.4%+2.4%+5.5%+24.5%+8.4%+12.9%
Cost of revenue$12.96M$18.76M$21.35M$21.03M$20.35M$19.68M$14.72M$8.49M$8.83M$8.85M$8.23M$10.78M$15.57M$25.36M$29.54M$13.46M$15.96M$46.44M$67.13M$68.16M
Gross profit$13.37M$15.92M$16.58M$20.55M$24.17M$26.35M$27.39M$31.71M$36.93M$35.64M$44.27M$39.52M$49.71M$58.02M$59.18M$77.42M$79.91M$72.96M$62.28M$77.93M
Gross margin50.8%45.9%43.7%49.4%54.3%57.2%65.0%78.9%80.7%80.1%84.3%78.6%76.1%69.6%66.7%85.2%83.4%61.1%48.1%53.3%
R&D$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
SG&A$2.77M$3.12M$3.99M$5.24M$6.47M$6.62M$6.96M$7.86M$8.16M$8.40M$7.91M$7.66M$8.67M$9.24M$11.42M$10.84M$11.88M$13.63M$14.07M$15.57M
Operating income$7.54M$9.60M$7.09M$10.06M$12.39M$13.73M$12.31M$12.86M$18.02M$18.79M$27.64M$24.23M$33.41M$40.07M$38.89M$54.91M$56.08M$37.69M$36.30M$49.95M
Operating margin28.6%27.7%18.7%24.2%27.8%29.8%29.2%32.0%39.4%42.2%52.7%48.2%51.2%48.1%43.8%60.4%58.5%31.6%28.0%34.2%
EBITDA$7.80M$9.83M$7.40M$10.38M$12.74M$14.09M$12.67M$13.20M$18.37M$19.04M$27.91M$24.55M$33.80M$40.50M$39.38M$55.60M$56.72M$38.15M$36.87M$50.35M
EBITDA margin29.6%28.3%19.5%25.0%28.6%30.6%30.1%32.8%40.1%42.8%53.2%48.8%51.8%48.6%44.4%61.2%59.2%32.0%28.5%34.5%
EBIT$7.54M$9.60M$7.09M$10.06M$12.39M$13.73M$12.31M$12.86M$18.02M$18.79M$27.64M$24.23M$33.41M$40.07M$38.80M$54.91M$56.08M$37.69M$36.30M$49.95M
Interest expense$12.02M$17.59M$19.29M$15.73M$11.35M$9.23M$7.42M$5.79M$5.58M$5.81M$6.76M$8.28M$13.77M$22.66M$21.89M$12.96M$14.16M$48.49M$66.41M$66.22M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$4.62M$5.85M$4.25M$6.10M$7.34M$7.27M$7.31M$7.57M$10.47M$10.70M$18.51M$11.87M$24.82M$29.84M$28.43M$40.76M$41.82M$28.46M$27.51M$37.77M
Net income growth (YoY)+26.6%-27.4%+43.6%+20.3%-0.9%+0.6%+3.5%+38.3%+2.1%+73.0%-35.9%+109.1%+20.2%-4.7%+43.4%+2.6%-31.9%-3.3%+37.3%
Profit margin17.6%16.9%11.2%14.7%16.5%15.8%17.4%18.8%22.9%24.0%35.3%23.6%38.0%35.8%32.0%44.9%43.6%23.8%21.3%25.9%

Frequently asked questions

What is Parke Bancorp Inc's revenue?

Parke Bancorp Inc's trailing twelve-month revenue is $83.33M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is PKBK?

In its most recent fiscal year, PKBK ran a gross margin of 53.34%, an operating margin of 34.19%, and a net margin of 25.86%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does PKBK generate?

PKBK produced $38.96M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is PKBK's balance sheet healthy?

PKBK holds $156.86M in cash and equivalents against $13.40M in long-term debt, on $324.52M of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.