PEBO
Peoples Bancorp Inc
NASDAQ: PEBO · FINANCIAL SERVICES · BANKS - REGIONAL
$34.03
-2.55% today
Updated 2026-04-29
Market cap
$1.22B
P/E ratio
10.91
P/S ratio
2.88x
EPS (TTM)
$3.12
Dividend yield
4.73%
52W range
$27 – $35
Volume
0.3M
Peoples Bancorp Inc (PEBO) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $139.92M | $138.78M | $140.75M | $135.50M | $121.60M | $103.88M | $102.73M | $101.19M | $116.12M | $151.20M | $161.45M | $176.29M | $202.29M | $227.97M | $213.29M | $244.30M | $339.77M | $522.50M | $615.90M | $618.38M |
| Revenue growth (YoY) | — | -0.8% | +1.4% | -3.7% | -10.3% | -14.6% | -1.1% | -1.5% | +14.8% | +30.2% | +6.8% | +9.2% | +14.8% | +12.7% | -6.4% | +14.5% | +39.1% | +53.8% | +17.9% | +0.4% |
| Cost of revenue | $59.20M | $63.46M | $75.39M | $65.98M | $54.36M | $27.17M | $8.37M | $7.28M | $11.03M | $24.82M | $14.12M | $16.92M | $27.10M | $31.76M | $44.44M | $12.97M | $12.60M | $115.20M | $196.86M | $201.24M |
| Gross profit | $80.72M | $75.33M | $65.36M | $69.52M | $67.23M | $76.71M | $94.37M | $93.92M | $104.93M | $126.39M | $147.33M | $159.37M | $175.19M | $196.20M | $168.85M | $231.33M | $327.17M | $407.30M | $419.04M | $417.15M |
| Gross margin | 57.7% | 54.3% | 46.4% | 51.3% | 55.3% | 73.8% | 91.9% | 92.8% | 90.4% | 83.6% | 91.3% | 90.4% | 86.6% | 86.1% | 79.2% | 94.7% | 96.3% | 78.0% | 68.0% | 67.5% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $26.18M | $27.55M | $31.06M | $37.92M | $34.91M | $38.89M | $37.69M | $40.86M | $51.92M | $67.26M | $65.36M | $68.01M | $77.54M | $85.97M | $86.24M | $108.79M | $130.63M | $173.26M | $183.73M | $184.30M |
| Operating income | $29.42M | $23.87M | $7.62M | $3.13M | $5.75M | $17.15M | $29.91M | $29.08M | $24.18M | $14.82M | $45.28M | $57.20M | $54.94M | $65.36M | $42.65M | $56.97M | $128.64M | $145.13M | $149.63M | $134.81M |
| Operating margin | 21.0% | 17.2% | 5.4% | 2.3% | 4.7% | 16.5% | 29.1% | 28.7% | 20.8% | 9.8% | 28.0% | 32.4% | 27.2% | 28.7% | 20.0% | 23.3% | 37.9% | 27.8% | 24.3% | 21.8% |
| EBITDA | $38.08M | $31.06M | $13.36M | $7.21M | $21.55M | $34.34M | $48.94M | $45.44M | $37.35M | $33.32M | $64.45M | $75.28M | $73.14M | $83.22M | $68.28M | $81.61M | $145.96M | $148.79M | $152.98M | $134.81M |
| EBITDA margin | 27.2% | 22.4% | 9.5% | 5.3% | 17.7% | 33.1% | 47.6% | 44.9% | 32.2% | 22.0% | 39.9% | 42.7% | 36.2% | 36.5% | 32.0% | 33.4% | 43.0% | 28.5% | 24.8% | 21.8% |
| EBIT | $29.42M | $23.87M | $7.62M | $3.13M | $5.75M | $17.14M | $30.17M | $29.32M | $24.18M | $14.82M | $45.28M | $57.14M | $54.94M | $65.36M | $42.65M | $56.97M | $128.64M | $145.13M | $149.46M | — |
| Interest expense | $55.58M | $59.50M | $47.75M | $40.26M | $27.45M | $19.18M | $13.08M | $11.69M | $10.69M | $10.72M | $10.58M | $13.15M | $21.65M | $29.26M | $18.18M | $12.24M | $16.11M | $100.03M | $172.07M | $159.08M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $21.56M | $18.31M | $7.46M | $4.19M | $5.58M | $12.55M | $20.39M | $17.57M | $16.68M | $10.94M | $31.16M | $38.47M | $46.26M | $53.70M | $34.77M | $47.55M | $101.29M | $113.36M | $117.20M | $106.78M |
| Net income growth (YoY) | — | -15.0% | -59.3% | -43.8% | +33.2% | +125.0% | +62.4% | -13.8% | -5.1% | -34.4% | +184.8% | +23.5% | +20.2% | +16.1% | -35.3% | +36.8% | +113.0% | +11.9% | +3.4% | -8.9% |
| Profit margin | 15.4% | 13.2% | 5.3% | 3.1% | 4.6% | 12.1% | 19.8% | 17.4% | 14.4% | 7.2% | 19.3% | 21.8% | 22.9% | 23.6% | 16.3% | 19.5% | 29.8% | 21.7% | 19.0% | 17.3% |