PDLB
Ponce Financial Group Inc
NASDAQ: PDLB · FINANCIAL SERVICES · BANKS - REGIONAL
$17.46
-0.06% today
Updated 2026-04-30
Market cap
$424.68M
P/E ratio
13.42
P/S ratio
3.89x
EPS (TTM)
$1.31
Dividend yield
—
52W range
$13 – $18
Volume
0.1M
Ponce Financial Group Inc (PDLB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $35.33M | $35.31M | $41.35M | $48.31M | $52.48M | $60.96M | $77.58M | $87.12M | $134.47M | $167.29M | $194.31M |
| Revenue growth (YoY) | — | — | -0.0% | +17.1% | +16.8% | +8.6% | +16.2% | +27.3% | +12.3% | +54.3% | +24.4% | +16.1% |
| Cost of revenue | — | $6.00M | $5.88M | $8.50M | $10.74M | $12.62M | $13.81M | $10.97M | $40.20M | $61.57M | $87.49M | $88.42M |
| Gross profit | — | $29.32M | $29.43M | $32.85M | $37.57M | $39.87M | $47.15M | $66.61M | $46.92M | $72.89M | $79.80M | $105.89M |
| Gross margin | — | 83.0% | 83.4% | 79.4% | 77.8% | 76.0% | 77.3% | 85.9% | 53.9% | 54.2% | 47.7% | 54.5% |
| R&D | — | — | — | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | — | $15.06M | $16.27M | $17.67M | $18.59M | $19.59M | $22.88M | $24.45M | $29.49M | $33.19M | $33.64M | $39.65M |
| Operating income | — | $3.83M | $2.43M | $-2.96M | $3.80M | $-6.05M | $5.24M | $33.62M | $-36.85M | $5.85M | $15.69M | $39.51M |
| Operating margin | — | 10.9% | 6.9% | -7.2% | 7.9% | -11.5% | 8.6% | 43.3% | -42.3% | 4.4% | 9.4% | 20.3% |
| EBITDA | — | $5.79M | $4.24M | $-1.33M | $5.60M | $-3.83M | $7.75M | $36.10M | $-32.58M | $10.38M | $20.42M | $43.03M |
| EBITDA margin | — | 16.4% | 12.0% | -3.2% | 11.6% | -7.3% | 12.7% | 46.5% | -37.4% | 7.7% | 12.2% | 22.1% |
| EBIT | — | $3.83M | $2.43M | $-2.96M | $3.80M | $-6.05M | $5.24M | $33.62M | $-36.85M | $5.85M | $15.69M | $39.51M |
| Interest expense | $0.00 | $5.65M | $5.94M | $6.78M | $9.49M | $12.36M | $11.37M | $8.25M | $16.15M | $60.60M | $86.16M | $85.71M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $2.54M | $2.52M | $1.43M | $-4.39M | $2.68M | $-5.13M | $3.85M | $25.41M | $-30.00M | $3.35M | $10.97M | $28.70M |
| Net income growth (YoY) | — | -0.7% | -43.4% | -407.9% | +161.0% | -291.4% | +175.2% | +559.6% | -218.0% | +111.2% | +227.3% | +161.6% |
| Profit margin | — | 7.1% | 4.0% | -10.6% | 5.5% | -9.8% | 6.3% | 32.8% | -34.4% | 2.5% | 6.6% | 14.8% |