PBHC
Pathfinder Bancorp Inc
NASDAQ: PBHC · FINANCIAL SERVICES · BANKS - REGIONAL
$13.90
+2.21% today
Updated 2026-04-30
Market cap
$83.84M
P/E ratio
—
P/S ratio
2.75x
EPS (TTM)
$-0.31
Dividend yield
2.99%
52W range
$12 – $16
Volume
0.0M
Pathfinder Bancorp Inc (PBHC) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $2.44M | $2.92M | $3.50M | $1.10M | $4.38M | $4.01M | $2.77M | $5.11M | $5.03M | $6.31M | $6.37M | $6.84M | $8.98M | $8.12M | $46.56M | $20.15M | $21.73M | $15.43M | $11.21M | $11.68M |
| Capital expenditures | $318000.00 | $944000.00 | $341000.00 | $383000.00 | $2.93M | $1.99M | $192000.00 | $2.26M | $2.36M | $2.63M | $1.36M | $1.98M | $5.69M | $3.60M | $1.26M | $1.21M | $5.21M | $1.97M | $8.33M | $1.26M |
| Depreciation | $1.26M | $1.12M | $698000.00 | $657000.00 | $672000.00 | $750000.00 | $788000.00 | $726000.00 | $831000.00 | $1.03M | $1.05M | $1.08M | $1.21M | $1.53M | $1.36M | $1.80M | $1.07M | $1.34M | $1.34M | — |
| Stock-based comp | $-336000.00 | $-420000.00 | $-18000.00 | — | — | $112000.00 | $193000.00 | $243000.00 | $279000.00 | $354000.00 | $557000.00 | $712000.00 | $773000.00 | $630000.00 | $570000.00 | $617000.00 | $626000.00 | $462000.00 | $247000.00 | $985000.00 |
| Free cash flow | $2.13M | $1.98M | $3.15M | $718000.00 | $1.46M | $2.02M | $2.57M | $2.85M | $2.67M | $3.68M | $5.01M | $4.87M | $3.29M | $4.52M | $45.30M | $18.94M | $16.52M | $13.47M | $2.88M | $10.42M |
| Investing cash flow | $-204000.00 | $-23.40M | $-37.27M | $-11.81M | $-39.28M | $-37.80M | $-37.55M | $-21.44M | $-64.48M | $-61.48M | $-121.46M | $-133.94M | $-52.02M | $-162.81M | $-149.22M | $-69.95M | $-131.16M | $-54.79M | $-22.40M | — |
| Financing cash flow | $3.59M | $16.97M | $31.23M | $17.66M | $34.03M | $30.24M | $33.23M | $24.24M | $54.23M | $59.06M | $122.26M | $126.67M | $47.37M | $148.53M | $125.97M | $43.48M | $107.56M | $52.81M | $-5.97M | — |
| Dividends paid | $686000.00 | $695000.00 | $694000.00 | $538000.00 | $637000.00 | $756000.00 | $808000.00 | $386000.00 | $378000.00 | $739000.00 | $915000.00 | $884000.00 | $1.02M | $1.23M | $1.41M | $1.60M | $2.04M | $2.19M | $2.38M | $2.46M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | $-868000.00 | $-3.54M | $-1.55M | $7.91M | — | — | — | — | — | — | — | — | — | — | — | — |