OVBC
Ohio Valley Banc Corp
NASDAQ: OVBC · FINANCIAL SERVICES · BANKS - REGIONAL
$44.99
-1.77% today
Updated 2026-04-29
Market cap
$215.76M
P/E ratio
13.80
P/S ratio
3.39x
EPS (TTM)
$3.32
Dividend yield
1.99%
52W range
$27 – $47
Volume
0.0M
Ohio Valley Banc Corp (OVBC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $58.25M | $60.18M | $57.73M | $55.22M | $52.67M | $51.26M | $47.48M | $44.48M | $45.34M | $44.93M | $47.59M | $55.14M | $58.13M | $58.23M | $55.61M | $54.58M | $57.78M | $74.49M | $88.93M | $94.21M |
| Revenue growth (YoY) | — | +3.3% | -4.1% | -4.3% | -4.6% | -2.7% | -7.4% | -6.3% | +1.9% | -0.9% | +5.9% | +15.9% | +5.4% | +0.2% | -4.5% | -1.9% | +5.9% | +28.9% | +19.4% | +5.9% |
| Cost of revenue | $29.59M | $28.67M | $24.54M | $20.14M | $19.42M | $15.06M | $7.93M | $4.05M | $5.66M | $3.93M | $5.85M | $6.54M | $6.51M | $8.27M | $9.17M | $3.28M | $2.81M | $17.93M | $29.43M | $30.55M |
| Gross profit | $28.66M | $31.51M | $33.18M | $35.08M | $33.25M | $36.20M | $39.55M | $40.43M | $39.68M | $41.00M | $41.74M | $48.60M | $51.63M | $49.96M | $46.44M | $51.30M | $54.97M | $56.57M | $59.51M | $63.66M |
| Gross margin | 49.2% | 52.4% | 57.5% | 63.5% | 63.1% | 70.6% | 83.3% | 90.9% | 87.5% | 91.3% | 87.7% | 88.1% | 88.8% | 85.8% | 83.5% | 94.0% | 95.1% | 75.9% | 66.9% | 67.6% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $12.50M | $13.04M | $15.10M | $17.12M | $17.39M | $18.57M | $19.19M | $20.01M | $20.50M | $20.46M | $22.10M | $24.84M | $26.29M | $27.34M | $25.43M | $23.83M | $21.95M | $23.96M | $28.43M | $1803.00 |
| Operating income | $7.46M | $8.93M | $9.86M | $8.92M | $6.61M | $7.90M | $9.81M | $11.05M | $11.19M | $11.38M | $8.84M | $11.99M | $14.20M | $11.72M | $12.31M | $14.02M | $15.93M | $15.20M | $13.38M | $19.45M |
| Operating margin | 12.8% | 14.8% | 17.1% | 16.1% | 12.5% | 15.4% | 20.7% | 24.8% | 24.7% | 25.3% | 18.6% | 21.8% | 24.4% | 20.1% | 22.1% | 25.7% | 27.6% | 20.4% | 15.0% | 20.6% |
| EBITDA | $8.57M | $9.98M | $10.85M | $9.99M | $7.80M | $8.99M | $10.97M | $12.00M | $12.06M | $12.35M | $10.11M | $13.50M | $15.53M | $13.18M | $13.84M | $15.63M | $17.50M | $16.78M | $15.11M | $19.45M |
| EBITDA margin | 14.7% | 16.6% | 18.8% | 18.1% | 14.8% | 17.5% | 23.1% | 27.0% | 26.6% | 27.5% | 21.3% | 24.5% | 26.7% | 22.6% | 24.9% | 28.6% | 30.3% | 22.5% | 17.0% | 20.6% |
| EBIT | $7.46M | $8.93M | $9.86M | $8.92M | $6.61M | $7.90M | $9.81M | $11.05M | $11.19M | $11.38M | $8.84M | $11.99M | $14.20M | $11.72M | $12.31M | $14.02M | $15.93M | $15.14M | $13.38M | — |
| Interest expense | $23.93M | $26.42M | $20.83M | $16.93M | $13.55M | $10.17M | $6.35M | $3.57M | $2.88M | $2.84M | $3.02M | $3.98M | $5.47M | $7.26M | $6.19M | $3.70M | $2.84M | $15.84M | $26.96M | $27.49M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $5.40M | $6.30M | $7.13M | $6.64M | $5.10M | $5.83M | $7.05M | $8.11M | $8.07M | $8.57M | $6.92M | $7.51M | $11.94M | $9.91M | $10.26M | $11.73M | $13.34M | $12.63M | $11.00M | $15.60M |
| Net income growth (YoY) | — | +16.7% | +13.2% | -6.8% | -23.3% | +14.5% | +20.9% | +15.0% | -0.5% | +6.2% | -19.3% | +8.5% | +59.1% | -17.1% | +3.6% | +14.4% | +13.7% | -5.3% | -12.9% | +41.8% |
| Profit margin | 9.3% | 10.5% | 12.3% | 12.0% | 9.7% | 11.4% | 14.9% | 18.2% | 17.8% | 19.1% | 14.5% | 13.6% | 20.5% | 17.0% | 18.4% | 21.5% | 23.1% | 17.0% | 12.4% | 16.6% |