OPRT
Oportun Financial Corp
NASDAQ: OPRT · FINANCIAL SERVICES · CREDIT SERVICES
$6.09
+5.18% today
Updated 2026-04-30
Market cap
$263.00M
P/E ratio
11.15
P/S ratio
0.36x
EPS (TTM)
$0.53
Dividend yield
—
52W range
$4 – $8
Volume
0.5M
Oportun Financial Corp (OPRT) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
+69.1%
Last 4 quarters
Revenue YoY growth
-11.2%
Most recent quarter
EPS YoY growth
-44.9%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-4.0%
Last 2 reports
Positive reaction rate
50%
1 of 2 quarters
Largest single-day move
-8.1%
2026-02-12
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-02-12 | $0.27 | -3.9% | $5.40 | $4.96 | -8.1% |
| 2025-11-10 | $0.39 | +39.3% | $4.74 | $4.74 | +0.1% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $0.28 | $0.27 | -3.9% | $148.35M | -11.2% |
| 2025-09-30 | $0.28 | $0.39 | +39.3% | $161.67M | +36.6% |
| 2025-06-30 | $0.22 | $0.31 | +40.9% | $164.09M | +43.6% |
| 2025-03-31 | $0.08 | $0.40 | +400.0% | $163.23M | +22.2% |
| 2024-12-31 | $0.10 | $0.49 | +390.0% | $167.09M | +34.6% |
| 2024-09-30 | $0.07 | $0.02 | -71.4% | $118.37M | -10.4% |
| 2024-06-30 | $-0.18 | $0.08 | +144.4% | $114.28M | -28.6% |
| 2024-03-31 | $-0.26 | $0.09 | +134.6% | $133.63M | +205.1% |
| 2023-12-31 | $-0.37 | $-0.53 | -43.2% | $124.10M | — |
| 2023-09-30 | $0.31 | $-0.46 | -248.4% | $132.10M | — |
| 2023-06-30 | $-0.14 | $0.06 | +142.9% | $160.07M | — |
| 2023-03-31 | $-1.36 | $-2.60 | -91.2% | $43.80M | — |
Frequently asked questions
Has Oportun Financial Corp beaten earnings estimates?
Oportun Financial Corp has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of +69.1% over the last 4 quarters.
How does OPRT stock react to earnings?
OPRT stock has moved an average of -4.0% in the trading day following earnings over its last 2 reports, with positive reactions in 50% of those quarters.
What is Oportun Financial Corp's revenue growth rate?
Oportun Financial Corp reported year-over-year revenue growth of -11.2% in its most recent quarter, with EPS growing -44.9% year-over-year.