NWBI
Northwest Bancshares Inc
NASDAQ: NWBI · FINANCIAL SERVICES · BANKS - REGIONAL
$13.83
+0.58% today
Updated 2026-04-30
Market cap
$2.01B
P/E ratio
14.95
P/S ratio
3.24x
EPS (TTM)
$0.92
Dividend yield
5.65%
52W range
$11 – $14
Volume
1.4M
Northwest Bancshares Inc (NWBI) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $414.60M | $439.05M | $445.58M | $420.39M | $432.51M | $418.21M | $396.65M | $379.57M | $373.18M | $385.17M | $428.56M | $466.49M | $465.27M | $514.23M | $563.06M | $534.14M | $557.84M | $700.05M | $754.09M | $876.99M |
| Revenue growth (YoY) | — | +5.9% | +1.5% | -5.7% | +2.9% | -3.3% | -5.2% | -4.3% | -1.7% | +3.2% | +11.3% | +8.8% | -0.3% | +10.5% | +9.5% | -5.1% | +4.4% | +25.5% | +7.7% | +16.3% |
| Cost of revenue | $199.59M | $219.76M | $192.14M | $177.65M | $153.41M | $126.97M | $101.54M | $79.68M | $76.90M | $66.04M | $51.84M | $47.82M | $57.47M | $79.57M | $126.31M | $11.46M | $56.43M | $175.11M | $258.12M | $277.87M |
| Gross profit | $215.01M | $219.29M | $253.44M | $242.74M | $279.09M | $291.24M | $295.11M | $299.89M | $296.28M | $319.13M | $376.72M | $418.67M | $407.80M | $434.65M | $436.74M | $522.68M | $501.41M | $524.94M | $495.96M | $599.13M |
| Gross margin | 51.9% | 49.9% | 56.9% | 57.7% | 64.5% | 69.6% | 74.4% | 79.0% | 79.4% | 82.9% | 87.9% | 89.7% | 87.6% | 84.5% | 77.6% | 97.9% | 89.9% | 75.0% | 65.8% | 68.3% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $78.61M | $84.22M | $126.90M | $143.91M | $146.78M | $126.55M | $130.50M | $132.24M | $132.87M | $137.26M | $161.90M | $172.16M | $169.28M | $177.90M | $198.87M | $198.86M | $193.14M | $204.96M | $226.06M | $254.06M |
| Operating income | $71.33M | $66.55M | $65.14M | $39.65M | $81.05M | $91.01M | $89.63M | $92.76M | $83.76M | $88.50M | $71.31M | $135.91M | $133.91M | $141.11M | $92.53M | $201.12M | $173.69M | $175.08M | $129.55M | $164.77M |
| Operating margin | 17.2% | 15.2% | 14.6% | 9.4% | 18.7% | 21.8% | 22.6% | 24.4% | 22.4% | 23.0% | 16.6% | 29.1% | 28.8% | 27.4% | 16.4% | 37.7% | 31.1% | 25.0% | 17.2% | 18.8% |
| EBITDA | $80.82M | $76.73M | $83.53M | $55.00M | $95.82M | $98.80M | $99.39M | $101.71M | $93.63M | $97.46M | $86.74M | $150.20M | $142.03M | $144.94M | $97.26M | $207.76M | $180.14M | $199.57M | $150.89M | $164.77M |
| EBITDA margin | 19.5% | 17.5% | 18.7% | 13.1% | 22.2% | 23.6% | 25.1% | 26.8% | 25.1% | 25.3% | 20.2% | 32.2% | 30.5% | 28.2% | 17.3% | 38.9% | 32.3% | 28.5% | 20.0% | 18.8% |
| EBIT | $71.33M | $66.55M | $65.14M | $39.65M | $81.05M | $91.01M | $89.93M | $92.76M | $83.76M | $88.50M | $71.31M | $135.91M | $133.91M | $141.11M | $92.53M | $201.12M | $173.69M | $175.08M | $129.55M | — |
| Interest expense | $191.11M | $211.01M | $169.29M | $135.81M | $112.93M | $92.80M | $75.20M | $61.16M | $56.59M | $56.33M | $38.30M | $28.07M | $37.14M | $56.91M | $42.34M | $27.25M | $28.12M | $152.24M | $233.62M | $224.27M |
| Income tax | $19.79M | $17.46M | $16.97M | $7.00M | $23.52M | $26.86M | $26.24M | $26.20M | $21.80M | $27.96M | $21.65M | $41.44M | $28.42M | $30.68M | $17.67M | $46.80M | $40.03M | $40.12M | $29.27M | $38.76M |
| Effective tax rate | 27.7% | 26.2% | 26.0% | 17.7% | 29.0% | 29.5% | 29.3% | 28.2% | 26.0% | 31.6% | 30.4% | 30.5% | 21.2% | 21.7% | 19.1% | 23.3% | 23.0% | 22.9% | 22.6% | 23.5% |
| Net income | $51.54M | $49.10M | $48.17M | $32.65M | $57.52M | $64.15M | $63.39M | $66.56M | $61.96M | $60.54M | $49.67M | $94.47M | $105.49M | $110.43M | $74.85M | $154.32M | $133.67M | $134.96M | $100.28M | $126.01M |
| Net income growth (YoY) | — | -4.7% | -1.9% | -32.2% | +76.2% | +11.5% | -1.2% | +5.0% | -6.9% | -2.3% | -18.0% | +90.2% | +11.7% | +4.7% | -32.2% | +106.2% | -13.4% | +1.0% | -25.7% | +25.7% |
| Profit margin | 12.4% | 11.2% | 10.8% | 7.8% | 13.3% | 15.3% | 16.0% | 17.5% | 16.6% | 15.7% | 11.6% | 20.3% | 22.7% | 21.5% | 13.3% | 28.9% | 24.0% | 19.3% | 13.3% | 14.4% |