NPB
Northpointe Bancshares, Inc.
NYSE: NPB · FINANCIAL SERVICES · BANKS - REGIONAL
$17.83
+2.53% today
Updated 2026-04-30
Market cap
$606.06M
P/E ratio
7.84
P/S ratio
2.41x
EPS (TTM)
$2.24
Dividend yield
0.57%
52W range
$12 – $19
Volume
0.2M
Northpointe Bancshares, Inc. (NPB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $36.17M | $2.17M | $324.24M | $362.45M | $390.45M | $471.18M |
| Revenue growth (YoY) | — | -94.0% | +14852.3% | +11.8% | +7.7% | +20.7% |
| Cost of revenue | — | $1.14M | $68.90M | $164.68M | $202.99M | $231.56M |
| Gross profit | $36.17M | $1.02M | $255.34M | $197.77M | $187.47M | $239.62M |
| Gross margin | 100.0% | 47.3% | 78.7% | 54.6% | 48.0% | 50.9% |
| R&D | $23.09M | $29.88M | $155.51M | $114.36M | $158.90M | — |
| SG&A | $9.44M | $22.17M | $159.88M | $104.29M | $77.79M | $93.62M |
| Operating income | $3.65M | $-51.03M | $33.69M | $44.69M | $72.88M | $110.39M |
| Operating margin | 10.1% | -2353.1% | 10.4% | 12.3% | 18.7% | 23.4% |
| EBITDA | $11.89M | $-56.67M | $37.71M | $48.70M | $76.68M | $110.39M |
| EBITDA margin | 32.9% | -2613.5% | 11.6% | 13.4% | 19.6% | 23.4% |
| EBIT | $11.35M | $-57.52M | $33.69M | $44.69M | $72.88M | — |
| Interest expense | $22439.00 | — | $66.69M | $166.16M | $203.32M | $229.47M |
| Income tax | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $11.04M | $-57.44M | $23.24M | $33.76M | $55.16M | $83.41M |
| Net income growth (YoY) | — | -620.2% | +140.5% | +45.3% | +63.4% | +51.2% |
| Profit margin | 30.5% | -2648.7% | 7.2% | 9.3% | 14.1% | 17.7% |