WallStSmart
NFBK

Northfield Bancorp Inc

NASDAQ: NFBK · FINANCIAL SERVICES · BANKS - REGIONAL

$13.95
+0.07% today

Updated 2026-04-30

Market cap
$582.19M
P/E ratio
107.23
P/S ratio
3.76x
EPS (TTM)
$0.13
Dividend yield
3.77%
52W range
$10 – $14
Volume
0.3M

Northfield Bancorp Inc (NFBK) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$69.47M$75.18M$81.20M$91.14M$93.34M$99.29M$100.13M$102.63M$100.16M$109.66M$135.04M$144.51M$155.42M$179.95M$179.62M$186.75M$187.67M$208.79M$251.33M$184.25M
Revenue growth (YoY)+8.2%+8.0%+12.2%+2.4%+6.4%+0.8%+2.5%-2.4%+9.5%+23.2%+7.0%+7.5%+15.8%-0.2%+4.0%+0.5%+11.3%+20.4%-26.7%
Cost of revenue$28.64M$30.28M$33.34M$38.02M$34.49M$38.00M$26.18M$18.88M$16.00M$20.04M$22.30M$25.39M$38.66M$53.38M$51.08M$10.77M$24.80M$11.90M$127.99M$119.13M
Gross profit$40.83M$44.90M$47.86M$53.12M$58.85M$61.29M$73.94M$83.76M$84.16M$89.61M$112.74M$119.12M$116.75M$126.57M$128.54M$175.98M$162.87M$208.79M$123.34M$65.12M
Gross margin58.8%59.7%58.9%58.3%63.0%61.7%73.9%81.6%84.0%81.7%83.5%82.4%75.1%70.3%71.6%94.2%86.8%100.0%49.1%35.3%
R&D$0.00$0.00$0.00$0.00$0.00$0.00$0.00
SG&A$13.45M$12.69M$15.54M$23.19M$22.38M$23.25M$25.72M$28.57M$27.50M$31.31M$41.27M$39.30M$35.87M$40.13M$42.32M$45.04M$43.37M$3.41M$51.83M$3.58M
Operating income$17.01M$8.95M$23.01M$18.69M$20.16M$23.32M$24.95M$29.88M$32.12M$31.51M$39.80M$51.75M$49.71M$53.02M$50.02M$97.13M$84.86M$51.76M$40.50M$17.05M
Operating margin24.5%11.9%28.3%20.5%21.6%23.5%24.9%29.1%32.1%28.7%29.5%35.8%32.0%29.5%27.9%52.0%45.2%24.8%16.1%9.3%
EBITDA$19.30M$10.78M$24.88M$20.71M$22.24M$25.69M$28.14M$33.96M$36.18M$35.10M$43.83M$55.36M$53.06M$61.92M$58.72M$105.61M$93.30M$51.76M$48.80M$25.02M
EBITDA margin27.8%14.3%30.6%22.7%23.8%25.9%28.1%33.1%36.1%32.0%32.5%38.3%34.1%34.4%32.7%56.6%49.7%24.8%19.4%13.6%
EBIT$17.01M$8.95M$23.01M$18.69M$20.16M$23.26M$24.95M$29.88M$32.12M$31.51M$39.80M$51.75M$49.71M$53.02M$50.02M$97.13M$84.86M$51.76M$40.50M$17.05M
Interest expense$28.41M$28.84M$28.26M$28.98M$24.41M$25.41M$22.64M$16.95M$15.35M$19.69M$21.67M$23.98M$36.05M$53.36M$38.34M$16.65M$21.38M$84.13M$123.42M$111.73M
Income tax$6.17M$-1.55M$7.18M$6.62M$6.37M$6.50M$8.92M$10.74M$11.86M$11.97M$13.66M$26.98M$9.63M$12.79M$13.04M$26.47M$23.74M$14.09M$10.56M$16.25M
Effective tax rate36.3%-17.4%31.2%35.4%31.6%27.9%35.7%35.9%36.9%38.0%34.3%52.1%19.4%24.1%26.1%27.3%28.0%27.2%26.1%95.3%
Net income$10.84M$10.51M$15.83M$12.07M$13.79M$16.82M$16.03M$19.15M$20.27M$19.53M$26.13M$24.77M$40.08M$40.23M$36.99M$70.65M$61.12M$37.67M$29.95M$796000.00
Net income growth (YoY)-3.1%+50.7%-23.7%+14.2%+22.0%-4.7%+19.4%+5.8%-3.6%+33.8%-5.2%+61.8%+0.4%-8.1%+91.0%-13.5%-38.4%-20.5%-97.3%
Profit margin15.6%14.0%19.5%13.2%14.8%16.9%16.0%18.7%20.2%17.8%19.3%17.1%25.8%22.4%20.6%37.8%32.6%18.0%11.9%0.4%