NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028
NASDAQ: NEWTI · OTHER · OTHER
Updated 2026-06-04
NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028 (NEWTI) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $1.88M | $-2.01M | $-9.54M | $3.13M | $-2.21M | $11.40M | $-4.35M | $4.97M | $-14.37M | $-37.95M | $-14.10M | $-72.94M | $-73.67M | $-88.96M | $17.76M | $140.92M | $-62.42M | $-169.22M | $-153.01M | $55.98M |
| Capital expenditures | $2.77M | $6.39M | $3.50M | $1.76M | $2.08M | $1.50M | $3.06M | $2.03M | $1.39M | $105000.00 | $375000.00 | $446000.00 | $627000.00 | $126000.00 | $10000.00 | $0.00 | $11000.00 | $458000.00 | $439000.00 | $106000.00 |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Stock-based comp | $-1.55M | $4.96M | $2.83M | $593000.00 | $-2.86M | $8.27M | $543000.00 | $784000.00 | $865000.00 | $-35.85M | $577000.00 | $963000.00 | $585000.00 | $636000.00 | $567000.00 | $2.10M | $2.51M | $2.83M | $4.06M | — |
| Free cash flow | $-890000.00 | $-8.40M | $-13.04M | $1.36M | $-4.28M | $9.91M | $-7.41M | $2.94M | $-15.76M | $-38.06M | $-14.47M | $-73.38M | $-74.29M | $-89.08M | $17.75M | $140.92M | $-62.43M | $-169.68M | $-153.45M | $55.87M |
| Investing cash flow | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Financing cash flow | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends paid | — | $274000.00 | — | $726000.00 | — | — | — | — | $15.11M | $24.31M | $27.30M | $28.20M | $32.43M | $40.77M | $42.58M | $70.14M | $64.54M | $14.15M | $441000.00 | $28.04M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — | — |
Frequently asked questions
How profitable is NEWTI?
In its most recent fiscal year, NEWTI ran a gross margin of 75.29%, an operating margin of 42.46%, and a net margin of 18.78%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does NEWTI generate?
NEWTI produced $55.87M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is NEWTI's balance sheet healthy?
NEWTI holds $283.81M in cash and equivalents against — in long-term debt, on $397.57M of shareholder equity. That debt is best read against the cash flow the business throws off each year.