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NECB

Northeast Community Bancorp Inc

NASDAQ: NECB · FINANCIAL SERVICES · BANKS - REGIONAL

$23.75
+1.83% today

Updated 2026-06-05

Market cap
$345.85M
P/E ratio
7.76
P/S ratio
3.31x
EPS (TTM)
$3.22
Dividend yield
3.20%
52W range
$19 – $26
Volume
0.0M

Northeast Community Bancorp Inc (NECB) Financial statements

SEC filings — annual and quarterly data.

Profit margin
28.22%
Operating margin
39.56%
ROE
12.29%
ROA
2.21%
Debt/equity
0.07x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$15.97M$1.56M71.86%16.31%9.76%
2007$37.37M$12.14M83.26%56.96%32.48%
2008$23.74M$2.10M62.26%13.82%8.85%
2009$25.88M$-2.62M32.73%-20.98%-10.11%
2010$28.28M$1.87M57.85%9.80%6.60%
2011$24.03M$2.35M73.83%14.74%9.80%
2012$22.62M$-2.51M58.50%-21.29%-11.12%
2013$20.54M$1.14M87.16%7.48%5.54%
2014$21.84M$1.70M85.18%11.38%7.77%
2015$24.12M$2.34M81.39%14.66%9.71%
2016$30.76M$5.03M82.04%26.48%16.34%
2017$40.04M$8.05M83.58%36.28%20.10%
2018$50.53M$13.03M79.04%33.27%25.78%
2019$57.70M$12.95M72.69%29.61%22.45%
2020$51.55M$12.33M79.07%30.28%23.92%
2021$50.75M$11.90M82.84%30.69%23.46%
2022$73.59M$24.84M88.36%46.79%33.76%
2023$133.70M$46.28M72.87%48.42%34.61%
2024$159.84M$47.07M63.74%41.15%29.45%
2025$157.37M$44.41M66.14%39.56%28.22%

Frequently asked questions

What is Northeast Community Bancorp Inc's revenue?

Northeast Community Bancorp Inc's trailing twelve-month revenue is $104.59M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is NECB?

In its most recent fiscal year, NECB ran a gross margin of 66.14%, an operating margin of 39.56%, and a net margin of 28.22%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does NECB generate?

NECB produced $50.84M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is NECB's balance sheet healthy?

NECB holds $81.28M in cash and equivalents against $70.00M in long-term debt, on $351.70M of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.