MGYR
Magyar Bancorp Inc
NASDAQ: MGYR · FINANCIAL SERVICES · BANKS - REGIONAL
$17.40
-1.37% today
Updated 2026-04-30
Market cap
$113.04M
P/E ratio
9.80
P/S ratio
3.09x
EPS (TTM)
$1.78
Dividend yield
—
52W range
$14 – $20
Volume
0.0M
Magyar Bancorp Inc (MGYR) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $24.57M | $30.68M | $30.28M | $29.42M | $27.41M | $24.73M | $22.63M | $21.21M | $20.48M | $21.15M | $22.38M | $23.71M | $26.15M | $28.95M | $28.34M | $31.62M | $32.22M | $30.42M | $52.12M | $58.42M |
| Revenue growth (YoY) | — | +24.9% | -1.3% | -2.9% | -6.8% | -9.8% | -8.5% | -6.2% | -3.5% | +3.3% | +5.8% | +6.0% | +10.3% | +10.7% | -2.1% | +11.6% | +1.9% | -5.6% | +71.4% | +12.1% |
| Cost of revenue | $11.35M | $15.95M | $18.55M | $20.40M | $12.04M | $9.15M | $7.27M | $6.46M | $4.85M | $4.46M | $4.90M | $5.12M | $5.65M | $7.38M | $7.18M | $4.57M | $2.79M | $10.71M | $20.69M | $23.21M |
| Gross profit | $13.22M | $14.74M | $11.74M | $9.02M | $15.38M | $15.58M | $15.36M | $14.75M | $15.63M | $16.69M | $17.48M | $18.59M | $20.50M | $21.57M | $21.16M | $27.05M | $29.43M | $30.42M | $31.44M | $35.21M |
| Gross margin | 53.8% | 48.0% | 38.8% | 30.7% | 56.1% | 63.0% | 67.9% | 69.5% | 76.3% | 78.9% | 78.1% | 78.4% | 78.4% | 74.5% | 74.7% | 85.5% | 91.3% | 100.0% | 60.3% | 60.3% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $6.95M | $7.94M | $8.44M | $9.12M | $9.31M | $9.92M | $8.26M | $8.35M | $8.64M | $9.10M | $9.46M | $9.81M | $10.32M | $10.66M | $10.96M | $11.04M | $11.24M | $755000.00 | $13.03M | $13.95M |
| Operating income | $-123000.00 | $973000.00 | $-2.86M | $-6.07M | $201000.00 | $-206000.00 | $630000.00 | $283000.00 | $759000.00 | $1.31M | $1.75M | $2.42M | $3.50M | $4.26M | $3.11M | $8.72M | $11.17M | $10.74M | $11.10M | $13.81M |
| Operating margin | -0.5% | 3.2% | -9.4% | -20.6% | 0.7% | -0.8% | 2.8% | 1.3% | 3.7% | 6.2% | 7.8% | 10.2% | 13.4% | 14.7% | 11.0% | 27.6% | 34.7% | 35.3% | 21.3% | 23.6% |
| EBITDA | $1.04M | $2.28M | $-1.81M | $-4.95M | $1.34M | $768000.00 | $1.56M | $1.21M | $1.68M | $2.15M | $2.53M | $3.23M | $4.36M | $5.13M | $3.96M | $9.56M | $12.01M | $10.74M | $11.99M | $14.75M |
| EBITDA margin | 4.2% | 7.4% | -6.0% | -16.8% | 4.9% | 3.1% | 6.9% | 5.7% | 8.2% | 10.2% | 11.3% | 13.6% | 16.7% | 17.7% | 14.0% | 30.2% | 37.3% | 35.3% | 23.0% | 25.2% |
| EBIT | $-123000.00 | $973000.00 | $-2.86M | $-6.07M | $201000.00 | $-206000.00 | $630000.00 | $283000.00 | $759000.00 | $1.31M | $1.75M | $2.42M | $3.50M | $4.26M | $3.11M | $8.72M | $11.17M | $10.74M | $11.10M | $13.81M |
| Interest expense | $10.39M | $15.55M | $14.29M | $12.19M | $9.31M | $7.41M | $5.81M | $4.35M | $3.46M | $3.20M | $3.53M | $3.77M | $4.65M | $6.71M | $5.51M | $2.94M | $2.48M | $10.33M | $20.60M | $22.81M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $5000.00 | $716000.00 | $-2.94M | $-6.12M | $3.94M | $-249000.00 | $509000.00 | $262000.00 | $574000.00 | $897000.00 | $1.09M | $1.42M | $2.03M | $3.00M | $2.19M | $6.12M | $7.92M | $7.71M | $7.78M | $9.76M |
| Net income growth (YoY) | — | +14220.0% | -511.0% | -108.0% | +164.4% | -106.3% | +304.4% | -48.5% | +119.1% | +56.3% | +21.6% | +30.4% | +42.7% | +47.6% | -26.9% | +179.5% | +29.4% | -2.7% | +1.0% | +25.4% |
| Profit margin | 0.0% | 2.3% | -9.7% | -20.8% | 14.4% | -1.0% | 2.2% | 1.2% | 2.8% | 4.2% | 4.9% | 6.0% | 7.8% | 10.3% | 7.7% | 19.4% | 24.6% | 25.3% | 14.9% | 16.7% |