MFIN
Medallion Financial Corp
NASDAQ: MFIN · FINANCIAL SERVICES · CREDIT SERVICES
$9.28
-1.07% today
Updated 2026-05-12
Market cap
$230.39M
P/E ratio
6.53
P/S ratio
0.66x
EPS (TTM)
$1.48
Dividend yield
5.02%
52W range
$8 – $11
Volume
0.1M
Medallion Financial Corp (MFIN) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $52.23M | $63.98M | $56.12M | $44.79M | $42.19M | $46.64M | $49.10M | $49.80M | $55.12M | $55.52M | $104.84M | $19.41M | $111.03M | $141.29M | $151.36M | $179.21M | $198.43M | $254.51M | $291.79M | $353.31M |
| Revenue growth (YoY) | — | +22.5% | -12.3% | -20.2% | -5.8% | +10.5% | +5.3% | +1.4% | +10.7% | +0.7% | +88.8% | -81.5% | +471.9% | +27.3% | +7.1% | +18.4% | +10.7% | +28.3% | +14.6% | +21.1% |
| Cost of revenue | $24.19M | $30.70M | $23.71M | $16.88M | $14.59M | $13.54M | $10.86M | $8.36M | $8.54M | $9.42M | $12.64M | $13.77M | $87.38M | $82.43M | $103.97M | $35.76M | $66.24M | $100.76M | $164.67M | $11.50M |
| Gross profit | $28.04M | $33.27M | $32.41M | $27.91M | $27.61M | $33.10M | $38.24M | $41.44M | $46.58M | $46.10M | $92.20M | $5.64M | $23.65M | $58.86M | $47.39M | $143.44M | $132.19M | $153.76M | $127.12M | $341.81M |
| Gross margin | 53.7% | 52.0% | 57.8% | 62.3% | 65.4% | 71.0% | 77.9% | 83.2% | 84.5% | 83.0% | 87.9% | 29.1% | 21.3% | 41.7% | 31.3% | 80.0% | 66.6% | 60.4% | 43.6% | 96.7% |
| R&D | — | — | — | — | — | — | — | — | — | — | $2.00 | $1.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| SG&A | $8.19M | $10.19M | $10.69M | $10.99M | $1.89M | $2.50M | $2.34M | $2.50M | $2.32M | $2.85M | $3.40M | $9.33M | $26.90M | $30.25M | $31.00M | $34.05M | $33.51M | $40.03M | $41.03M | $5.00M |
| Operating income | $13.11M | $15.44M | $15.09M | $8.18M | $11.28M | $19.16M | $24.52M | $25.78M | $28.69M | $29.38M | $69.42M | $-7.85M | $-10.72M | $2.34M | $-36.98M | $81.87M | $67.85M | $86.04M | $62.94M | $178.31M |
| Operating margin | 25.1% | 24.1% | 26.9% | 18.3% | 26.7% | 41.1% | 49.9% | 51.8% | 52.0% | 52.9% | 66.2% | -40.4% | -9.7% | 1.7% | -24.4% | 45.7% | 34.2% | 33.8% | 21.6% | 50.5% |
| EBITDA | $14.63M | $23.68M | $16.56M | $9.90M | $12.70M | $20.48M | $25.73M | $26.87M | $29.18M | $29.79M | $69.90M | $-6.83M | $-5.16M | $9.84M | $-29.27M | $88.39M | $73.08M | $91.28M | $69.15M | $178.31M |
| EBITDA margin | 28.0% | 37.0% | 29.5% | 22.1% | 30.1% | 43.9% | 52.4% | 54.0% | 52.9% | 53.7% | 66.7% | -35.2% | -4.6% | 7.0% | -19.3% | 49.3% | 36.8% | 35.9% | 23.7% | 50.5% |
| EBIT | $13.11M | $15.44M | $15.09M | $8.18M | $11.28M | $19.16M | $24.52M | $25.78M | $28.69M | $29.38M | $69.42M | $-7.85M | $-10.72M | $2.34M | $-36.98M | $81.87M | $67.85M | $86.04M | $62.94M | — |
| Interest expense | $24.19M | $30.70M | $23.71M | $16.88M | $14.59M | $13.54M | $10.86M | $8.36M | $8.54M | $9.42M | $12.64M | $13.77M | $28.37M | $35.05M | $34.15M | $31.14M | $36.19M | $62.95M | $88.17M | $98.43M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $13.11M | $15.44M | $15.25M | $1.02M | $11.28M | $19.16M | $24.52M | $25.78M | $28.69M | $29.38M | $23.52M | $278000.00 | $-25.05M | $-1.76M | $-34.78M | $54.11M | $43.84M | $55.08M | $35.88M | $43.04M |
| Net income growth (YoY) | — | +17.8% | -1.2% | -93.3% | +1003.6% | +69.9% | +27.9% | +5.1% | +11.3% | +2.4% | -20.0% | -98.8% | -9109.4% | +93.0% | -1874.1% | +255.6% | -19.0% | +25.6% | -34.9% | +20.0% |
| Profit margin | 25.1% | 24.1% | 27.2% | 2.3% | 26.7% | 41.1% | 49.9% | 51.8% | 52.0% | 52.9% | 22.4% | 1.4% | -22.6% | -1.2% | -23.0% | 30.2% | 22.1% | 21.6% | 12.3% | 12.2% |