WallStSmart
LSBK

Lake Shore Bancorp Inc

NASDAQ: LSBK · FINANCIAL SERVICES · BANKS - REGIONAL

$15.92
+0.22% today

Updated 2026-04-30

Market cap
$125.42M
P/E ratio
15.34
P/S ratio
4.27x
EPS (TTM)
$1.04
Dividend yield
2.26%
52W range
$11 – $16
Volume
0.0M

Lake Shore Bancorp Inc (LSBK) Financial statements

SEC filings — annual and quarterly data.

Profit margin
27.70%
Operating margin
31.50%
ROE
6.98%
ROA
1.15%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$19.58M$1.82M58.10%13.94%9.29%
2007$20.62M$1.82M55.21%11.00%8.81%
2008$22.52M$1.47M59.28%8.05%6.53%
2009$22.11M$2.16M62.94%13.02%9.77%
2010$23.38M$3.04M63.94%14.61%13.02%
2011$22.43M$3.68M73.02%22.62%16.41%
2012$21.68M$3.63M75.74%21.26%16.73%
2013$20.71M$3.74M82.32%22.75%18.08%
2014$20.11M$3.16M82.25%18.52%15.70%
2015$20.29M$3.34M84.44%19.98%16.45%
2016$21.59M$3.52M84.16%19.87%16.28%
2017$22.06M$3.38M85.77%20.68%15.31%
2018$24.01M$4.00M83.37%19.10%16.66%
2019$26.76M$4.09M77.22%17.72%15.27%
2020$27.33M$4.56M77.94%19.69%16.68%
2021$27.85M$6.19M88.10%26.84%22.22%
2022$29.46M$5.71M89.34%23.32%19.38%
2023$36.39M$4.82M77.04%17.07%13.25%
2024$38.11M$4.93M67.82%15.39%12.94%
2025$39.55M$7.27M70.93%22.12%18.38%