LOB
Live Oak Bancshares, Inc.
NYSE: LOB · FINANCIAL SERVICES · BANKS - REGIONAL
$37.07
-1.41% today
Updated 2026-05-01
Market cap
$1.75B
P/E ratio
14.44
P/S ratio
3.41x
EPS (TTM)
$2.62
Dividend yield
0.31%
52W range
$25 – $43
Volume
0.3M
Live Oak Bancshares, Inc. (LOB) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $-10.92M | $-28.26M | $-44.17M | $-261.51M | $-334.68M | $-221.95M | $-287.53M | $6.29M | $-493.93M | $-272.99M | $-119.72M | $124.48M | $620.07M | $536.47M | $158.24M |
| Capital expenditures | $5.20M | $14.19M | $7.73M | $14.35M | $30.45M | $10.89M | $124.14M | $111.32M | $37.20M | $20.99M | $3.08M | $43.75M | $46.84M | $49.31M | $14.76M |
| Depreciation | $331000.00 | $673000.00 | $1.46M | $2.16M | $3.44M | $4.26M | $10.28M | $16.39M | $19.97M | $21.69M | $21.37M | $20.78M | $21.27M | $23.28M | — |
| Stock-based comp | $344000.00 | $331000.00 | $188000.00 | $3.41M | $1.43M | $12.07M | $7.50M | $9.18M | $11.75M | $14.74M | $16.95M | $20.35M | $17.88M | $26.20M | $26.21M |
| Free cash flow | $-16.13M | $-42.45M | $-51.90M | $-275.85M | $-365.13M | $-232.84M | $-411.67M | $-105.03M | $-531.12M | $-293.98M | $-122.80M | $80.73M | $573.23M | $487.16M | $143.49M |
| Investing cash flow | $-44.37M | $-12.64M | $-20.54M | $18.47M | $59.58M | $-320.07M | $-535.02M | $-845.36M | $-673.16M | $-2.61B | $-149.80M | $-1.44B | $-1.77B | $-2.08B | — |
| Financing cash flow | $56.85M | $57.53M | $57.78M | $235.70M | $347.81M | $677.42M | $879.81M | $863.10M | $1.07B | $2.98B | $154.95M | $1.53B | $1.32B | $1.57B | — |
| Dividends paid | $7.00M | $12.19M | $11.92M | $43.85M | $2.73M | $2.74M | $3.78M | $4.81M | $4.83M | $4.91M | $5.19M | $5.27M | $5.33M | $5.41M | $8.54M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | $72.70M | $135.40M | $57.26M | $21.55M | $-93.28M | $96.92M | $-114.57M | $212.89M | — | — | — |