LMFA
LM Funding America Inc
NASDAQ: LMFA · FINANCIAL SERVICES · CAPITAL MARKETS
$0.24
+0.62% today
Updated 2026-05-01
Market cap
$3.95M
P/E ratio
—
P/S ratio
0.51x
EPS (TTM)
$-3.28
Dividend yield
—
52W range
$0 – $5
Volume
0.4M
LM Funding America Inc (LMFA) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.90M | $7.65M | $6.96M | $4.61M | $4.16M | $3.37M | $2.41M | $1.29M | $14.02M | $6.42M | $6.19M | $11.00M | $8.79M |
| Revenue growth (YoY) | — | +10.9% | -9.0% | -33.8% | -9.6% | -19.0% | -28.5% | -46.3% | +983.9% | -54.2% | -3.6% | +77.7% | -20.1% |
| Cost of revenue | $1.21M | $985023.00 | $1.04M | $594600.00 | $2.16M | $465392.00 | $-86892.00 | $-442011.00 | $-209347.00 | $4.93M | $16.20M | $6.99M | $21.64M |
| Gross profit | $5.68M | $6.66M | $5.92M | $4.01M | $2.00M | $2.91M | $2.50M | $1.74M | $14.23M | $1.48M | $6.19M | $4.01M | $-12.85M |
| Gross margin | 82.4% | 87.1% | 85.0% | 87.1% | 48.0% | 86.2% | 103.6% | 134.2% | 101.5% | 23.1% | 100.0% | 36.4% | -146.1% |
| R&D | $6888.00 | — | $0.00 | $0.00 | $1.00 | $0.00 | $21951.00 | $3.00 | $0.00 | $15.00 | $1.00 | — | — |
| SG&A | $3.33M | $3.11M | $2.99M | $3.22M | $1.89M | $1.37M | $1.24M | $3.37M | $6.26M | $19.42M | $5.86M | $2.06M | $3.22M |
| Operating income | $1.86M | $2.55M | $1.73M | $-3.68M | $-5.20M | $-472159.00 | $-3.08M | $-4.06M | $5.33M | $-26.45M | $-18.81M | $-6.46M | $-18.13M |
| Operating margin | 26.9% | 33.3% | 24.8% | -79.9% | -124.8% | -14.0% | -127.8% | -313.8% | 38.0% | -412.1% | -304.0% | -58.7% | -206.2% |
| EBITDA | $1.95M | $2.70M | $1.77M | $-3.61M | $-5.10M | $-403896.00 | $-3.02M | $-4.05M | $5.33M | $-25.97M | $-13.83M | $-324971.00 | $-17.68M |
| EBITDA margin | 28.2% | 35.3% | 25.5% | -78.3% | -122.5% | -12.0% | -125.2% | -312.9% | 38.0% | -404.6% | -223.5% | -3.0% | -201.1% |
| EBIT | $1.86M | $2.55M | $1.73M | $-3.68M | $-5.20M | $-472159.00 | $-3.08M | $-4.06M | $5.33M | $-26.45M | $-18.81M | $-8.10M | $-25.85M |
| Interest expense | $1.21M | $985023.00 | $917485.00 | $594600.00 | $614111.00 | $464811.00 | $102842.00 | $7189.00 | $653.00 | $4416.00 | $0.00 | $443700.00 | $1.12M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $1.73M | $2.38M | $1.73M | $-2.37M | $-8.63M | $-472159.00 | $-3.00M | $-4.04M | $4.76M | $-29.24M | $-15.94M | $-7.32M | $-26.92M |
| Net income growth (YoY) | — | +37.6% | -27.3% | -236.9% | -264.0% | +94.5% | -536.4% | -34.5% | +217.8% | -714.4% | +45.5% | +54.1% | -268.0% |
| Profit margin | 25.1% | 31.1% | 24.9% | -51.5% | -207.2% | -14.0% | -124.7% | -312.4% | 33.9% | -455.6% | -257.6% | -66.5% | -306.2% |