LDI
Loandepot Inc
NYSE: LDI · FINANCIAL SERVICES · MORTGAGE FINANCE
$1.55
+2.65% today
Updated 2026-04-30
Market cap
$839.42M
P/E ratio
—
P/S ratio
0.68x
EPS (TTM)
$-0.30
Dividend yield
—
52W range
$1 – $5
Volume
2.3M
Loandepot Inc (LDI) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2013 | 2014 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $328.28M | $520.55M | $1.34B | $1.64B | $1.13B | $1.38B | $4.34B | $3.76B | $1.41B | $1.04B | $1.12B | $1.54B |
| Revenue growth (YoY) | — | +58.6% | +157.7% | +22.6% | -31.1% | +22.1% | +214.2% | -13.5% | -62.4% | -26.1% | +7.0% | +37.6% |
| Cost of revenue | $14.66M | $28.90M | $96.79M | $366.69M | $143.13M | $180.31M | $205.42M | $305.21M | $411.95M | $312.43M | $329.53M | $179.11M |
| Gross profit | $313.62M | $491.65M | $1.24B | $1.28B | $989.70M | $1.20B | $4.14B | $3.45B | $1.00B | $731.09M | $787.45M | $1.36B |
| Gross margin | 95.5% | 94.4% | 92.8% | 77.7% | 87.4% | 87.0% | 95.3% | 91.9% | 70.8% | 70.1% | 70.5% | 88.3% |
| R&D | — | $0.00 | — | $0.00 | $0.00 | $11.20M | $11.50M | $11.50M | $20.40M | $27.70M | $27.90M | — |
| SG&A | $177.83M | $348.78M | $1.03B | $110.97M | $777.24M | $865.75M | $1.70B | $2.14B | $1.29B | $785.74M | $804.71M | $177.08M |
| Operating income | $73.03M | $22.19M | $213.31M | $31.86M | $-103.34M | $32.67M | $2.02B | $666.52M | $-689.98M | $-278.31M | $-242.85M | $203.21M |
| Operating margin | 22.2% | 4.3% | 15.9% | 1.9% | -9.1% | 2.4% | 46.4% | 17.7% | -48.9% | -26.7% | -21.7% | 13.2% |
| EBITDA | $78.81M | $33.89M | — | $10.64M | $-67.06M | $94.01M | $2.08B | $724.67M | $-627.01M | $-222.88M | $-195.73M | $229.43M |
| EBITDA margin | 24.0% | 6.5% | 0.0% | 0.6% | -5.9% | 6.8% | 47.8% | 19.3% | -44.4% | -21.4% | -17.5% | 14.9% |
| EBIT | $73.03M | $22.19M | — | $-1.50B | $-103.34M | $32.67M | $2.02B | $666.52M | $-689.98M | $-278.31M | $-242.85M | $203.21M |
| Interest expense | $14.66M | $28.90M | $0.00 | $0.00 | $146.41M | $171.64M | $179.44M | $298.02M | $274.96M | $304.25M | $335.88M | $323.74M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $72.26M | $21.68M | $168.78M | $29.81M | $-102.87M | $34.42M | $2.01B | $113.52M | $-273.02M | $-110.14M | $-98.33M | $-62.65M |
| Net income growth (YoY) | — | -70.0% | +678.4% | -82.3% | -445.1% | +133.5% | +5748.7% | -94.4% | -340.5% | +59.7% | +10.7% | +36.3% |
| Profit margin | 22.0% | 4.2% | 12.6% | 1.8% | -9.1% | 2.5% | 46.3% | 3.0% | -19.3% | -10.6% | -8.8% | -4.1% |