WallStSmart
LADR

Ladder Capital Corp Class A

NYSE: LADR · REAL ESTATE · REIT - MORTGAGE

$10.25
-2.19% today

Updated 2026-04-29

Market cap
$1.31B
P/E ratio
23.30
P/S ratio
6.05x
EPS (TTM)
$0.44
Dividend yield
8.78%
52W range
$9 – $11
Volume
0.9M

Ladder Capital Corp Class A (LADR) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for LADR.

WallStSmart Verdict
Overvalued

Current price exceeds what fundamentals support. Risk/reward skewed unfavorably.

Smart Value Score: 48 / 100
P/E (TTM)
23.3x
vs 5Y median of 15.4x
PEG
1.89
Fair range
Margin of Safety
-0.57%
Fair value $10.49 vs $10.25
EV / EBITDA
0.0x

LADR historical valuation range

Where current P/E sits in LADR's own 5Y range.

NOW
8.1x
5Y Low
13.2x
25th
15.4x
Median
20.4x
75th
95.0x
5Y High
LADR is trading more expensive than 84% of the last 5Y.
84th percentile · Historically expensive

LADR intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

Current price
$10.25
Market value
Intrinsic value
$10.49
DCF estimate
Margin of safety
-0.57%
+2.3% upside to fair value

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

LADR valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

!
PEG in fair range
PEG of 1.89 suggests price reflects growth fairly. Neither a bargain nor overpriced.
P/E near 5Y high
Current P/E sits in the 84th percentile of its 5Y range. Historically expensive relative to its own history.
!
Near fair value
-0.57% margin of safety. Price is close to DCF estimate.
Weak financial quality
Piotroski F-Score of 2/9 suggests deteriorating fundamentals. Valuation requires closer scrutiny.

P/E Ratio — History

Current: 23.30x

P/S Ratio — History

Current: 6.05x

Is LADR overvalued in 2026?

Ladder Capital Corp Class A (LADR) currently trades at $10.25 per share with a market capitalization of $1,308,598,000.00. Based on our multi-factor framework, the stock appears richly valued with a Smart Value Score of 48/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 23.3x, above its 5-year median of 15.4x. The PEG ratio of 1.89 points to a price that reasonably reflects expected earnings growth.

Looking at its own history, LADR is currently trading more expensive than 84% of the last 5Y on P/E. This places it in the 84th percentile of its historical range, a zone where forward returns have typically been muted.

Our discounted cash flow model estimates LADR's intrinsic value at $10.49 per share, against the current market price of $10.25. This implies a premium to fair value of -0.57%. The stock is priced close to its estimated fair value, offering limited upside without further operational improvement.

Financial quality is a concern. The Piotroski F-Score of 2/9 flags weakening fundamentals that deserve closer scrutiny before the valuation case can be fully trusted.

Bottom line: LADR appears richly valued on our framework, with a Smart Value Score of 48/100. At current levels the risk/reward is skewed against the buyer. A materially lower price or significant operational improvement would be needed to change the picture.

Frequently asked questions

Is LADR overvalued in 2026?

Based on a Smart Value Score of 48/100, LADR appears overvalued. Current price exceeds what fundamentals currently justify.

What is LADR's fair value?

Our DCF model estimates LADR's intrinsic value at $10.49 per share, versus the current price of $10.25. This produces a margin of safety of -0.57%.

What P/E ratio does LADR trade at?

LADR trades at a P/E of 23.3x on trailing twelve-month earnings, compared to its 5-year median of 15.4x.

Is LADR a buy based on valuation?

WallStSmart does not issue buy or sell recommendations. Our Smart Value Score of 48/100 reflects the combined read on growth, quality, and price. The profile skews cautious. Consider waiting for a better price or clearer operational improvement.

How does LADR's valuation compare to its history?

On P/E, LADR currently sits in the 84th percentile of its own 5Y range. That is historically expensive relative to where it has traded over the period.

What is LADR's Smart Value Score?

LADR's Smart Value Score is 48/100. The Smart Value Score is a proprietary WallStSmart metric blending growth quality, financial health, and valuation attractiveness into a single 0-100 read. Scores above 75 are rare and indicate strong multi-factor alignment.