Kinsale Capital Group Inc
NYSE: KNSL · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
Updated 2026-06-05
Kinsale Capital Group Inc (KNSL) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $61.80M | $80.07M | $78.70M | $73.74M | $77.40M | $103.98M | $178.36M | $279.97M | $407.04M | $557.82M | $859.84M | $976.30M | $1.04B |
| Capital expenditures | $215000.00 | $1.06M | $231000.00 | $565000.00 | $179000.00 | $1.27M | $19.62M | $32.88M | $5.92M | $6.90M | $6.61M | $23.94M | $53.69M |
| Depreciation | $448000.00 | $570000.00 | $642000.00 | $636000.00 | $515000.00 | $631000.00 | $682000.00 | $1.57M | $2.31M | $2.72M | $3.27M | $5.80M | — |
| Stock-based comp | $55000.00 | $58000.00 | $65000.00 | $492000.00 | $652000.00 | $1.60M | $2.74M | $3.58M | $4.84M | $6.68M | $9.36M | $14.15M | $17.88M |
| Free cash flow | $61.58M | $79.01M | $78.47M | $73.18M | $77.22M | $102.71M | $158.74M | $247.10M | $401.12M | $550.91M | $853.23M | $952.36M | $990.05M |
| Investing cash flow | $-73.94M | $-82.57M | $-80.05M | $-88.14M | $-42.43M | $-106.54M | $-230.79M | $-379.43M | $-351.95M | $-708.57M | $-860.89M | $-960.13M | — |
| Financing cash flow | $12.64M | $10.24M | $1.93M | $40.61M | $-3.97M | $-4.10M | $77.75M | $76.14M | $-11.14M | $185.99M | $-28.52M | $-29.66M | — |
| Dividends paid | — | $2.10M | $2.10M | $2.10M | $5.04M | $5.91M | $6.93M | $8.07M | $10.02M | $11.93M | $12.95M | $13.94M | $15.78M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | $26.21M | $31.00M | $-6.66M | $25.32M | $-23.32M | $43.95M | $35.23M | — | — | — |
Frequently asked questions
What is Kinsale Capital Group Inc's revenue?
Kinsale Capital Group Inc's trailing twelve-month revenue is $1.92B. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is KNSL?
In its most recent fiscal year, KNSL ran a gross margin of 52.47%, an operating margin of 33.85%, and a net margin of 26.87%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does KNSL generate?
KNSL produced $990.05M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is KNSL's balance sheet healthy?
KNSL holds $163.36M in cash and equivalents against $173.40M in long-term debt, on $1.96B of shareholder equity. That debt is best read against the cash flow the business throws off each year.