KFFB
Kentucky First Federal Bancorp
NASDAQ: KFFB · FINANCIAL SERVICES · BANKS - REGIONAL
$4.32
+0.12% today
Updated 2026-04-29
Market cap
$36.39M
P/E ratio
45.00
P/S ratio
3.61x
EPS (TTM)
$0.10
Dividend yield
—
52W range
$2 – $5
Volume
0.0M
Kentucky First Federal Bancorp (KFFB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $12.93M | $13.12M | $13.27M | $12.47M | $11.67M | $10.99M | $10.30M | $12.53M | $13.49M | $12.90M | $12.02M | $11.68M | $12.58M | $12.93M | $13.22M | $12.75M | $11.43M | $9.16M | $16.53M | $19.65M |
| Revenue growth (YoY) | — | +1.5% | +1.1% | -6.0% | -6.4% | -5.8% | -6.3% | +21.6% | +7.7% | -4.4% | -6.8% | -2.9% | +7.7% | +2.8% | +2.2% | -3.6% | -10.4% | -19.9% | +80.5% | +18.9% |
| Cost of revenue | $6.26M | $7.46M | $7.58M | $5.95M | $6.02M | $3.85M | $2.32M | $2.35M | $2.20M | $1.77M | $1.38M | $1.70M | $2.35M | $3.26M | $3.60M | $2.33M | $1.69M | $4.01M | $9.31M | $10.94M |
| Gross profit | $6.67M | $5.67M | $5.70M | $6.52M | $5.64M | $7.14M | $7.98M | $10.18M | $11.30M | $11.13M | $10.65M | $9.98M | $10.23M | $9.67M | $9.62M | $10.42M | $9.73M | $9.16M | $7.22M | $8.71M |
| Gross margin | 51.6% | 43.2% | 43.0% | 52.3% | 48.4% | 65.0% | 77.5% | 81.3% | 83.7% | 86.3% | 88.6% | 85.5% | 81.3% | 74.8% | 72.8% | 81.7% | 85.2% | 100.0% | 43.7% | 44.3% |
| R&D | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $3.01M | $2.95M | $3.22M | $3.51M | $3.92M | $3.69M | $3.89M | $5.14M | $6.18M | $5.72M | $6.08M | $6.12M | $6.56M | $6.64M | $6.40M | $6.54M | $4.92M | $5.03M | $5.23M | $5.20M |
| Operating income | $2.31M | $1.30M | $1.37M | $1.91M | $604000.00 | $1.86M | $2.56M | $4.22M | $2.89M | $3.09M | $2.10M | $1.45M | $1.29M | $953000.00 | $-12.28M | $2.17M | $2.07M | $1.23M | $-1.96M | $238000.00 |
| Operating margin | 17.9% | 9.9% | 10.3% | 15.3% | 5.2% | 16.9% | 24.8% | 33.7% | 21.4% | 23.9% | 17.4% | 12.4% | 10.2% | 7.4% | -92.9% | 17.0% | 18.1% | 13.4% | -11.9% | 1.2% |
| EBITDA | $2.33M | $1.15M | $1.65M | $2.22M | $907000.00 | $2.18M | $2.83M | $4.46M | $3.17M | $3.37M | $2.42M | $1.78M | $1.59M | $1.24M | $-12.01M | $2.46M | $2.35M | $1.48M | $-1.73M | $439000.00 |
| EBITDA margin | 18.0% | 8.8% | 12.4% | 17.8% | 7.8% | 19.8% | 27.5% | 35.6% | 23.5% | 26.1% | 20.1% | 15.3% | 12.7% | 9.5% | -90.8% | 19.3% | 20.6% | 16.2% | -10.4% | 2.2% |
| EBIT | $2.31M | $1.30M | $1.37M | $1.91M | $604000.00 | $1.86M | $2.56M | $4.22M | $2.89M | $3.09M | $2.10M | $1.45M | $1.29M | $953000.00 | $-12.28M | $2.17M | $2.07M | $1.23M | $-1.96M | $238000.00 |
| Interest expense | $6.23M | $7.46M | $7.57M | $5.90M | $4.98M | $3.18M | $2.18M | $1.69M | $1.62M | $1.43M | $1.36M | $1.46M | $2.16M | $3.25M | $3.50M | $2.14M | $1.75M | $3.90M | $9.28M | $10.90M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $1.59M | $885000.00 | $932000.00 | $728000.00 | $401000.00 | $1.76M | $1.72M | $2.92M | $1.93M | $2.07M | $1.50M | $935000.00 | $1.32M | $812000.00 | $-12.55M | $1.82M | $1.59M | $933000.00 | $-1.72M | $181000.00 |
| Net income growth (YoY) | — | -44.3% | +5.3% | -21.9% | -44.9% | +337.9% | -2.3% | +70.0% | -33.7% | +7.0% | -27.5% | -37.7% | +41.5% | -38.6% | -1645.2% | +114.5% | -12.6% | -41.3% | -284.5% | +110.5% |
| Profit margin | 12.3% | 6.7% | 7.0% | 5.8% | 3.4% | 16.0% | 16.7% | 23.3% | 14.3% | 16.0% | 12.5% | 8.0% | 10.5% | 6.3% | -94.9% | 14.3% | 13.9% | 10.2% | -10.4% | 0.9% |