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KB

KB Financial Group Inc

NYSE: KB · FINANCIAL SERVICES · BANKS - REGIONAL

$106.74
-0.46% today

Updated 2026-04-29

Market cap
$37.86B
P/E ratio
10.32
P/S ratio
0.00x
EPS (TTM)
$10.34
Dividend yield
2.85%
52W range
$62 – $119
Volume
0.3M
OverviewPrice TargetsFinancialsValuationInsidersEarnings

KB Financial Group Inc (KB) Financial Forecast & Price Target 2030

Research-backed projections from analyst consensus, management guidance, and sector analysis.

Price target summary

Current
$106.74
Consensus
$110.00
+3.05%
2030 Target
$1,673.28
+1467.62%
DCF
—
—
12 analysts:
8 Buy3 Hold1 Sell

Management guidance

KB Financial Group announced a 'Sustainable Value-up Plan' targeting ROE of at least 10% and CET1 ratio in mid-13% range. The company plans to execute 20 trillion won in 2026 as part of a five-year 110 trillion won 'KB National Happiness Growth Project' focusing on productive and inclusive finance, with 10 trillion won supply goal over five years through multiplier effects. Specific revenue targets for 2026-2030 were not disclosed in available guidance.

Sources: Management guidance, analyst consensus, sector analysishigh confidence

Revenue & price projection

Actual revenue Projected revenue Base case Bull to bear range
Bull case (2030)
$2,788.80
$50.2B Rev × 20x P/S
Base case (2030)
$1,673.28
$50.2B Rev × 12x P/S
Bear case (2030)
$1,115.52
$50.2B Rev × 8x P/S

Financial forecast — research-backed

Metric2023202420252026 (E)2027 (E)2028 (E)2029 (E)2030 (E)
Revenue$36411.8B$37769.0B$50686.4B$31.0B$35.2B$39.9B$44.9B$50.2B
Revenue growth—3.7%34.2%13.4%13.4%13.3%12.6%11.9%
EPS$8.92$1,566.17$6,424.54$11.50$13.10$14.90$16.80$18.90
P/S ratio———12.0x12.0x12.0x12.0x12.0x
Implied price———$1,035.84$1,175.28$1,324.68$1,494.00$1,673.28

Catalysts & risks

Growth catalysts
+ Stablecoin partnership with Circle expanding USDC adoption and cross-border payment capabilities
+ National Pension Service (NPS) stake increase from 8.68% to 8.95% signaling institutional confidence
+ KB National Happiness Growth Project deployment of 20 trillion won in 2026 driving scale-up and venture investments
+ Strong non-interest income growth from securities, insurance, and asset management subsidiaries
+ Digital transformation and fintech integration expanding addressable market
Key risks
- South Korean geopolitical tensions with North Korea impacting macroeconomic stability and risk appetite
- Elevated household debt levels in South Korea constraining retail lending growth
- Regulatory headwinds and potential capital requirement changes
- Slowing domestic economic growth reducing net interest margin expansion
- Competition from digital-native fintech companies eroding traditional banking margins

Methodology

KB Financial Group Inc's forward estimates are derived from AI-powered research synthesis combining analyst consensus from 12 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts from industry research. Revenue and EPS projections use analyst consensus where available and conservative extrapolation with growth deceleration for outer years. Price targets are calculated using a tiered Price-to-Sales (P/S) methodology, where the P/S multiple is determined by the projected revenue growth rate.

WallStSmart proprietary research model · Not financial advice · Past performance is not indicative of future results · Last researched: April 7, 2026.