ITUB
Itau Unibanco Banco Holding SA
NYSE: ITUB · FINANCIAL SERVICES · BANKS - REGIONAL
$8.70
+1.99% today
Updated 2026-04-30
Market cap
$97.54B
P/E ratio
11.06
P/S ratio
0.70x
EPS (TTM)
$0.80
Dividend yield
33.50%
52W range
$5 – $10
Volume
25.1M
Itau Unibanco Banco Holding SA (ITUB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $42.20B | $51.14B | $62.95B | $113.01B | $103.50B | $127.12B | $124.63B | $122.76B | $160.07B | $162.65B | $209.71B | $184.21B | $170.74B | $188.39B | $173.58B | $191.49B | $253.12B | $306.63B | $325.85B | $384.58B |
| Revenue growth (YoY) | — | +21.2% | +23.1% | +79.5% | -8.4% | +22.8% | -2.0% | -1.5% | +30.4% | +1.6% | +28.9% | -12.2% | -7.3% | +10.3% | -7.9% | +10.3% | +32.2% | +21.1% | +6.3% | +18.0% |
| Cost of revenue | $16.05B | $18.81B | $35.87B | $47.25B | $48.19B | $70.16B | $67.39B | $59.16B | $86.75B | $94.80B | $117.59B | $96.71B | $81.20B | $94.26B | $98.01B | $83.31B | $144.90B | $189.81B | $196.75B | $251.96B |
| Gross profit | $26.16B | $32.33B | $27.08B | $65.76B | $55.31B | $56.96B | $57.25B | $63.60B | $73.32B | $67.84B | $92.11B | $87.50B | $89.54B | $94.13B | $75.57B | $108.18B | $108.23B | $116.82B | $129.10B | $132.63B |
| Gross margin | 62.0% | 63.2% | 43.0% | 58.2% | 53.4% | 44.8% | 45.9% | 51.8% | 45.8% | 41.7% | 43.9% | 47.5% | 52.4% | 50.0% | 43.5% | 56.5% | 42.8% | 38.1% | 39.6% | 34.5% |
| R&D | — | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $7.94B | $13.69B | $15.88B | $33.13B | $28.27B | $28.64B | $30.29B | $32.34B | $34.63B | $37.42B | $40.23B | $40.76B | $41.13B | $44.30B | $65.56B | $45.57B | $48.28B | $49.93B | $53.73B | $56.33B |
| Operating income | $8.27B | $11.78B | $3.54B | $23.46B | $18.03B | $18.25B | $17.42B | $20.86B | $28.81B | $18.27B | $35.68B | $30.58B | $30.61B | $31.24B | $5.23B | $42.23B | $36.69B | $39.70B | $47.56B | $50.25B |
| Operating margin | 19.6% | 23.0% | 5.6% | 20.8% | 17.4% | 14.4% | 14.0% | 17.0% | 18.0% | 11.2% | 17.0% | 16.6% | 17.9% | 16.6% | 3.0% | 22.1% | 14.5% | 12.9% | 14.6% | 13.1% |
| EBITDA | $9.47B | $13.43B | $5.50B | $28.37B | $20.17B | $20.42B | $19.61B | $23.20B | $31.35B | $21.09B | $38.93B | $33.75B | $34.17B | $34.80B | $8.96B | $46.46B | $41.49B | $45.35B | $54.00B | $57.64B |
| EBITDA margin | 22.5% | 26.3% | 8.7% | 25.1% | 19.5% | 16.1% | 15.7% | 18.9% | 19.6% | 13.0% | 18.6% | 18.3% | 20.0% | 18.5% | 5.2% | 24.3% | 16.4% | 14.8% | 16.6% | 15.0% |
| EBIT | $8.27B | $11.78B | $3.54B | $23.46B | $18.03B | $18.25B | $17.42B | $20.86B | $28.81B | $18.27B | $35.68B | $30.58B | $30.61B | $31.24B | $5.23B | $42.23B | $36.69B | $39.70B | $47.56B | $50.25B |
| Interest expense | $10.91B | $13.27B | $26.51B | $31.88B | $36.84B | $55.60B | $48.07B | $46.36B | $72.98B | $75.06B | $95.13B | $78.33B | $70.61B | $75.96B | $73.56B | $69.31B | $116.75B | $158.25B | $167.28B | $219.34B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $5.88B | $7.66B | $4.85B | $14.09B | $11.71B | $13.84B | $12.63B | $16.42B | $21.55B | $25.74B | $21.63B | $23.19B | $24.91B | $27.11B | $18.90B | $26.76B | $29.21B | $33.10B | $41.09B | $44.86B |
| Net income growth (YoY) | — | +30.3% | -36.7% | +190.5% | -16.9% | +18.2% | -8.7% | +30.0% | +31.2% | +19.4% | -16.0% | +7.2% | +7.4% | +8.9% | -30.3% | +41.6% | +9.1% | +13.3% | +24.1% | +9.2% |
| Profit margin | 13.9% | 15.0% | 7.7% | 12.5% | 11.3% | 10.9% | 10.1% | 13.4% | 13.5% | 15.8% | 10.3% | 12.6% | 14.6% | 14.4% | 10.9% | 14.0% | 11.5% | 10.8% | 12.6% | 11.7% |