ICICI Bank Limited
NYSE: IBN · FINANCIAL SERVICES · BANKS - REGIONAL
Updated 2026-06-12
ICICI Bank Limited (IBN) Financial statements
SEC filings — annual and quarterly data.
Balance sheet — annual
| Item | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | $3.94T | $4.86T | $4.83T | $4.89T | $5.34T | $6.19T | $6.75T | $7.48T | $8.26T | $9.19T | $9.86T | $12.41T | $12.39T | $12.39T | $15.74T | $15.74T | $17.53T | $23.64T | $26.42T | $29.14T |
| Cash & equivalents | $429.02B | $453.29B | $350.61B | $471.44B | $407.63B | $423.71B | $505.96B | $495.94B | $774.48B | $944.56B | $1.06T | $1.18T | $873.91B | $873.91B | $1.82T | $1.48T | $1.83T | $1.90T | $2.38T | $2.65T |
| Current assets | $510.87B | $3.05T | $3.01T | $2.73T | $528.59B | $538.62B | $632.11B | $648.65B | $987.37B | $1.17T | $1.13T | $1.27T | $582.36B | $1.28T | $2.27T | $1.59T | $2.24T | $2.62T | $3.10T | $2.65T |
| Total liabilities | $3.70T | $4.40T | $4.35T | $4.37T | $4.77T | $5.57T | $6.04T | $6.69T | $7.39T | $8.21T | $8.77T | $11.24T | $11.18T | $11.18T | $14.07T | $14.07T | $15.65T | $20.94T | $23.13T | $25.35T |
| Current liabilities | $2.52T | $2.82T | $2.62T | $2.42T | $2.65T | $2.87T | $3.19T | $3.65T | $3.92T | $4.56T | $47.08B | $48.80B | $533.26B | $55.74B | $9.70T | $67.02B | $117.88B | $14.69T | $16.73T | $18.30T |
| Long-term debt | $14.19B | $20.62B | $17.07B | $24.49B | $27.59B | $31.25B | $31.47B | $30.30B | $138888.00 | $2.20T | $1.87T | $2.28T | $2.08T | $2.11T | $1.44T | $1.62T | $1.89T | $2.07T | $2.19T | $2.20T |
| Shareholder equity | $243.15B | $450.72B | $467.78B | $512.97B | $553.02B | $612.76B | $687.62B | $764.30B | $847.05B | $941.11B | $1.09T | $1.17T | $1.21T | $1.21T | $1.58T | $1.67T | $1.88T | $2.56T | $3.14T | $3.63T |
| Retained earnings | $0.00 | $436.10B | $456.64B | $501.82B | $541.50B | $5.64B | $323.72B | $387.78B | $467.60B | $198.21B | $215.05B | $214.74B | $618.56B | $695.46B | $889.39B | $1.11T | $1.42T | $898.26B | $3.10T | — |
| Accounts receivable | $79.45B | $87.26B | — | — | $119.54B | $113.42B | $124.78B | $151.53B | $210.84B | $221.27B | $72.63B | $89.30B | $98.04B | $98.04B | $452.67B | $110.63B | $108.39B | $709.34B | $701.77B | — |
| Inventory | — | — | — | — | — | — | — | $850.87M | $3622.00 | $-763.14B | $-877.54B | $-979.29B | $-1.18T | $-1.46T | $-1.75T | $-1.94T | $-1.52T | $-2.34T | — | — |
| Goodwill | $624000.00 | $630000.00 | $1.69B | $1.55B | $1.46B | — | $1.43B | $1.43B | $1.26B | $1.26B | $1.13B | $1.12B | $1.10B | $1.10B | $1.08B | $1.08B | $1.01B | $24.74B | $84.59B | $105.50B |
Frequently asked questions
What is ICICI Bank Limited's revenue?
ICICI Bank Limited's trailing twelve-month revenue is $2.17T, and consensus projects about $3.72T by 2030. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is IBN?
In its most recent fiscal year, IBN ran a gross margin of 69.67%, an operating margin of 24.77%, and a net margin of 17.37%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does IBN generate?
IBN produced $635.95B in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is IBN's balance sheet healthy?
IBN holds $2.65T in cash and equivalents against $2.20T in long-term debt, on $3.63T of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.