HMN
Horace Mann Educators Corporation
NYSE: HMN · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$45.88
-0.54% today
Updated 2026-04-29
Market cap
$1.85B
P/E ratio
11.76
P/S ratio
1.09x
EPS (TTM)
$3.90
Dividend yield
3.03%
52W range
$39 – $48
Volume
0.2M
Horace Mann Educators Corporation (HMN) Financial statements
SEC filings — annual and quarterly data.
Profit margin
9.53%
Operating margin
12.80%
ROE
11.70%
ROA
1.00%
Debt/equity
0.40x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $885.84M | $98.71M | 47.76% | 15.84% | 11.14% |
| 2007 | $887.00M | $82.79M | 45.42% | 13.20% | 9.33% |
| 2008 | $834.82M | $10.92M | 27.73% | 0.02% | 1.31% |
| 2009 | $937.43M | $73.49M | 36.20% | 11.04% | 7.84% |
| 2010 | $974.71M | $80.86M | 36.23% | 11.42% | 8.30% |
| 2011 | $998.30M | $70.51M | 25.80% | 9.51% | 7.06% |
| 2012 | $1.01B | $103.90M | 100.00% | 16.17% | 10.28% |
| 2013 | $1.03B | $110.90M | 100.00% | 16.32% | 10.75% |
| 2014 | $1.06B | $104.20M | 100.00% | 15.11% | 9.82% |
| 2015 | $1.08B | $93.50M | 100.00% | 13.20% | 8.65% |
| 2016 | $1.13B | $83.80M | 100.00% | 11.16% | 7.42% |
| 2017 | $1.17B | $169.40M | 100.00% | 8.59% | 14.46% |
| 2018 | $1.19B | $18.30M | 100.00% | 2.73% | 1.54% |
| 2019 | $1.40B | $184.40M | 35.43% | 16.83% | 13.13% |
| 2020 | $1.29B | $133.30M | 32.27% | 12.38% | 10.34% |
| 2021 | $1.25B | $170.40M | 32.71% | 16.80% | 13.63% |
| 2022 | $1.34B | $19.80M | 24.79% | 1.23% | 1.48% |
| 2023 | $1.43B | $45.00M | 24.90% | 3.72% | 3.14% |
| 2024 | $1.55B | $102.80M | 30.86% | 8.29% | 6.63% |
| 2025 | $1.70B | $162.10M | 100.00% | 77.11% | 9.53% |