WallStSmart
HIG

Hartford Financial Services Group

NYSE: HIG · FINANCIAL SERVICES · INSURANCE - DIVERSIFIED

$136.64
-1.55% today

Updated 2026-04-29

Market cap
$37.46B
P/E ratio
9.62
P/S ratio
1.30x
EPS (TTM)
$14.21
Dividend yield
1.61%
52W range
$118 – $144
Volume
1.5M

Hartford Financial Services Group (HIG) Financial Forecast & Price Target 2030

Research-backed projections from analyst consensus, management guidance, and sector analysis.

Price target summary

Current
$136.64
Consensus
$148.38
+8.59%
2030 Target
$1,511.71
+1006.35%
DCF
17 analysts:
6 Buy9 Hold0 Sell

Management guidance

No specific revenue targets disclosed by management for 2026-2030. CEO commentary focused on operational execution (AI integration, technology expansion in Columbus) and disciplined underwriting rather than forward revenue guidance. Company emphasizes premium rate increases and market share gains in commercial lines as growth drivers.

Sources: Management guidance, analyst consensus, sector analysishigh confidence

Revenue & price projection

Actual revenue Projected revenue Base case Bull to bear range
Bull case (2030)
$2,533.13
$35.3B Rev × 20x P/S
Base case (2030)
$1,511.71
$35.3B Rev × 12x P/S
Bear case (2030)
$1,007.81
$35.3B Rev × 8x P/S

Financial forecast — research-backed

Metric2023202420252026 (E)2027 (E)2028 (E)2029 (E)2030 (E)
Revenue$24.3B$26.4B$28.3B$30.1B$31.3B$32.6B$33.9B$35.3B
Revenue growth8.4%7.1%6.1%4.1%4.0%4.1%4.0%
EPS$8.91$10.31$13.45$13.59$14.69$15.80$16.95$18.15
P/S ratio12.0x12.0x12.0x12.0x12.0x
Implied price$1,293.81$1,348.28$1,402.76$1,457.23$1,511.71

Catalysts & risks

Growth catalysts
+ Premium rate increases from hardening insurance market (commercial & personal lines)
+ AI-driven underwriting and digital platform expansion (Columbus tech hub)
+ Disciplined underwriting discipline yielding improved combined ratios
+ Share repurchase program supporting EPS accretion
+ Dividend growth consistency (3/5Y growth: 10.99% / 10.69%)
Key risks
- Catastrophe losses from severe weather events (spring 2026 claims surge noted)
- Liability inflation and claims cost pressures (industry-wide headwind)
- Reserve adequacy concerns (recent analyst downgrade by KBW)
- Economic slowdown reducing commercial premium demand
- Interest rate volatility impacting investment income and valuations

Methodology

Hartford Financial Services Group's forward estimates are derived from AI-powered research synthesis combining analyst consensus from 17 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts from industry research. Revenue and EPS projections use analyst consensus where available and conservative extrapolation with growth deceleration for outer years. Price targets are calculated using a tiered Price-to-Sales (P/S) methodology, where the P/S multiple is determined by the projected revenue growth rate.

WallStSmart proprietary research model · Not financial advice · Past performance is not indicative of future results · Last researched: April 7, 2026.