Home Bancorp Inc
NASDAQ: HBCP · FINANCIAL SERVICES · BANKS - REGIONAL
Updated 2026-06-02
Home Bancorp Inc (HBCP) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $3.66M | $3.80M | $7.92M | $4.44M | $-80472.00 | $17.52M | $11.34M | $21.27M | $27.90M | $36.17M | $20.49M | $24.75M | $47.13M | $43.94M | $49.03M | $55.72M | $51.20M | $41.36M | $48.73M | $54.51M |
| Capital expenditures | $736676.00 | $2.16M | $4.45M | $1.75M | $8.28M | $1.18M | $1.45M | $1.35M | $3.30M | $828723.00 | $4.11M | $1.92M | $5.01M | $3.84M | $2.15M | $2.47M | $2.71M | $2.02M | $4.06M | $10.17M |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Stock-based comp | $-472265.00 | $888391.00 | $89752.00 | $1.26M | $1.83M | $1.92M | $2.08M | $2.13M | $1.45M | $1.12M | $1.57M | $2.13M | $2.54M | $2.41M | $2.05M | $2.35M | $2.44M | $2.38M | $2.76M | $3.38M |
| Free cash flow | $2.92M | $1.64M | $3.47M | $2.70M | $-8.36M | $16.34M | $9.89M | $19.93M | $24.60M | $35.34M | $16.38M | $22.84M | $42.12M | $40.10M | $46.88M | $53.24M | $48.49M | $39.33M | $44.67M | $44.34M |
| Investing cash flow | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Financing cash flow | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends paid | — | — | $36.00M | $4.50M | $8.60M | $11.00M | $16.40M | $9.30M | $498816.00 | $2.16M | $2.99M | $4.07M | $6.71M | $7.90M | $7.90M | $7.87M | $7.78M | $8.22M | $8.19M | $8.99M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | — | $-5.70M | $7.77M | $-6.90M | $-3.56M | $-4.28M | $4.52M | $121.10M | $-90.80M | $-19.77M | $148.10M | $413.49M | $-514.04M | — | — | — |
Frequently asked questions
What is Home Bancorp Inc's revenue?
Home Bancorp Inc's trailing twelve-month revenue is $150.59M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is HBCP?
In its most recent fiscal year, HBCP ran a gross margin of 70.53%, an operating margin of 27.73%, and a net margin of 22.01%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does HBCP generate?
HBCP produced $44.34M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is HBCP's balance sheet healthy?
HBCP holds $141.60M in cash and equivalents against $57.70M in long-term debt, on $435.09M of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.