HAFC
Hanmi Financial Corporation
NASDAQ: HAFC · FINANCIAL SERVICES · BANKS - REGIONAL
$29.91
+0.20% today
Updated 2026-04-30
Market cap
$914.90M
P/E ratio
11.47
P/S ratio
3.46x
EPS (TTM)
$2.68
Dividend yield
3.62%
52W range
$21 – $31
Volume
0.3M
Hanmi Financial Corporation (HAFC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $297.15M | $321.98M | $273.45M | $216.26M | $168.77M | $151.83M | $138.17M | $147.04M | $164.45M | $211.83M | $211.55M | $242.74M | $258.92M | $273.09M | $265.56M | $256.80M | $308.01M | $397.56M | $429.51M | $444.74M |
| Revenue growth (YoY) | — | +8.4% | -15.1% | -20.9% | -22.0% | -10.0% | -9.0% | +6.4% | +11.8% | +28.8% | -0.1% | +14.7% | +6.7% | +5.5% | -2.8% | -3.3% | +19.9% | +29.1% | +8.0% | +3.5% |
| Cost of revenue | $114.12M | $167.43M | $179.46M | $279.31M | $161.13M | $39.73M | $24.75M | $14.08M | $7.78M | $4.50M | $13.94M | $33.35M | $57.37M | $101.07M | $88.42M | $-2.78M | $37.00M | $152.40M | $200.43M | $189.18M |
| Gross profit | $183.03M | $154.54M | $93.99M | $-63.05M | $7.64M | $112.10M | $113.42M | $132.96M | $156.68M | $207.33M | $197.61M | $209.39M | $201.54M | $172.02M | $177.14M | $259.58M | $271.01M | $245.16M | $229.08M | $255.56M |
| Gross margin | 61.6% | 48.0% | 34.4% | -29.2% | 4.5% | 73.8% | 82.1% | 90.4% | 95.3% | 97.9% | 93.4% | 86.3% | 77.8% | 63.0% | 66.7% | 101.1% | 88.0% | 61.7% | 53.3% | 57.5% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $40.51M | $47.04M | $54.64M | $53.34M | $50.35M | $45.03M | $39.52M | $35.13M | $50.18M | $62.86M | $63.96M | $67.94M | $69.44M | $67.90M | $66.99M | $72.56M | $76.14M | $81.40M | $83.37M | $7.51M |
| Operating income | $105.72M | $-36.46M | $-103.45M | $-153.40M | $-88.02M | $28.88M | $43.34M | $62.52M | $72.58M | $92.00M | $89.39M | $95.28M | $83.97M | $47.35M | $59.49M | $135.49M | $140.73M | $114.58M | $88.61M | $107.93M |
| Operating margin | 35.6% | -11.3% | -37.8% | -70.9% | -52.2% | 19.0% | 31.4% | 42.5% | 44.1% | 43.4% | 42.3% | 39.3% | 32.4% | 17.3% | 22.4% | 52.8% | 45.7% | 28.8% | 20.6% | 24.3% |
| EBITDA | $112.59M | $-28.92M | $-98.59M | $-149.22M | $-84.59M | $31.74M | $50.82M | $69.19M | $81.28M | $109.85M | $103.97M | $108.14M | $95.08M | $56.88M | $70.45M | $151.58M | $153.11M | $121.37M | $95.07M | $113.58M |
| EBITDA margin | 37.9% | -9.0% | -36.1% | -69.0% | -50.1% | 20.9% | 36.8% | 47.1% | 49.4% | 51.9% | 49.1% | 44.5% | 36.7% | 20.8% | 26.5% | 59.0% | 49.7% | 30.5% | 22.1% | 25.5% |
| EBIT | $105.72M | $-36.46M | $-103.45M | $-153.40M | $-88.02M | $28.88M | $43.34M | $62.52M | $72.58M | $92.00M | $89.39M | $95.28M | $83.97M | $47.35M | $59.49M | $135.49M | $140.73M | $114.58M | $88.61M | $107.93M |
| Interest expense | $106.95M | $129.11M | $103.78M | $82.92M | $38.64M | $27.63M | $18.75M | $13.51M | $14.03M | $16.11M | $18.27M | $32.52M | $53.38M | $70.90M | $42.97M | $21.63M | $36.17M | $148.06M | $196.01M | $174.74M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $65.35M | $-60.76M | $-102.09M | $-122.28M | $-88.01M | $28.15M | $90.32M | $39.86M | $49.76M | $53.82M | $56.49M | $54.66M | $57.87M | $32.79M | $42.20M | $98.68M | $101.39M | $80.04M | $62.20M | $76.09M |
| Net income growth (YoY) | — | -193.0% | -68.0% | -19.8% | +28.0% | +132.0% | +220.9% | -55.9% | +24.8% | +8.2% | +5.0% | -3.2% | +5.9% | -43.3% | +28.7% | +133.9% | +2.8% | -21.1% | -22.3% | +22.3% |
| Profit margin | 22.0% | -18.9% | -37.3% | -56.5% | -52.1% | 18.5% | 65.4% | 27.1% | 30.3% | 25.4% | 26.7% | 22.5% | 22.4% | 12.0% | 15.9% | 38.4% | 32.9% | 20.1% | 14.5% | 17.1% |