GWRE
Guidewire Software Inc
NYSE: GWRE · TECHNOLOGY · SOFTWARE - APPLICATION
$134.32
-10.00% today
Updated 2026-06-05
Market cap
$10.20B
P/E ratio
65.89
P/S ratio
7.18x
EPS (TTM)
$1.86
Dividend yield
—
52W range
$114 – $273
Volume
1.5M
Guidewire Software Inc (GWRE) Financial Forecast & Price Target 2030
Research-backed projections from analyst consensus, management guidance, and sector analysis.
Research-backed GWRE price target 2030 projection accounting for share dilution, balance sheet debt, and time value of money.
Current price
$134.32
Today
Analyst consensus
$244.46
+82.00% · 12M
2030 Base
$120.54
-10.26% future
NPV today
$79.33
@ 10% WACC
16 analysts:
12 Buy3 Hold1 Sell
Management guidance
Guidewire raised FY2026 guidance post-Q2 earnings (March 2026), with revenue expected to reach $1.48B (22.67% growth). Management emphasized cloud migration acceleration and AI product launches (ProNavigator) as primary drivers. No explicit 2027-2030 targets published, but guidance trajectory and backlog strength suggest sustained 15-20%+ CAGR through 2028.
Sources: Management guidance, analyst consensus, sector analysishigh confidence
GWRE · Guidewire Software Inc · Revenue & price projection · 2023–2030E
Actual / 2030 target Projected revenue Base case price Bull to bear range
Bear case (2030)
$61.26
NPV today: $40.32
Base case (2030)
$120.54
NPV today: $79.33
Bull case (2030)
$268.72
NPV today: $176.85
WallStSmart.com
GWRE financial forecast · Research-backed projections
| Metric | 2025 | 2026 (E) | 2027 (E) | 2028 (E) | 2029 (E) | 2030 (E) ★ |
|---|---|---|---|---|---|---|
| Revenue | $1.2B | $1.5B | $1.8B | $2.1B | $2.4B | $2.6B |
| Revenue growth | 22.6% | 22.7% | 18.9% | 16.8% | 14.8% | 12.3% |
| Net margin | — | 20.7% | 21.9% | 22.4% | 22.7% | 22.9% |
| EPS | $0.66 | $3.58 | $4.45 | $5.25 | $6.05 | $6.80 |
| Diluted shares | — | 86M | 87M | 88M | 89M | 89M |
| Net debt | — | $552.87M | $407.11M | $236.92M | $41.47M | $-178.00M |
| P/S multiple | — | 4.0x | 4.0x | 4.0x | 4.0x | 4.0x |
| Implied price (base) | — | $62.58 | $76.43 | $90.98 | $106.06 | $120.54 |
★ 2030E is the model's terminal target year. Implied price = (Revenue × P/S − Net debt) ÷ Diluted shares.
Scenario detail · Three drivers, three outcomes
| 2030E driver | Bear | Base | Bull |
|---|---|---|---|
| Revenue | $2.6B | $2.6B | $2.6B |
| P/S multiple | 2.0x | 4.0x | 9.0x |
| Diluted shares | 89M | 89M | 89M |
| Net debt | $-178.00M | $-178.00M | $-178.00M |
| Implied P/E † | 9x | 18x | 40x |
| 2030 Price | $61.26 | $120.54 | $268.72 |
| NPV @ 10% | $40.32 | $79.33 | $176.85 |
† Implied P/E: Multiples remain elevated across all three scenarios because GWRE is valued primarily on revenue scale during its growth phase, not near-term earnings power. Lower P/E in the bear case reflects multiple compression, but the absolute level stays high since 2030E still represents a hypergrowth-to-mature transition year.
EV to per-share bridge · How we get to $120.54 base case
GWRE catalysts and risks
Growth catalysts
+ Cloud platform migration acceleration (Ethias, IAG, Cincinnati Insurance recent deployments signal enterprise traction)
+ ProNavigator AI assistant embedding into core workflows (Q2 2026 launch, initial customer adoption underway)
+ Hyperscaler-driven insurance digital transformation (cloud-native architecture becoming industry standard)
+ ARR growth momentum and multi-year SaaS contract expansion (strong Q2 results beat, upgraded guidance)
+ Potential M&A or strategic partnerships in InsurTech ecosystem (Guidewire Vanguards program broadens TAM)
Key risks
- Software multiple compression and rising discount rates (May 2026 PPI inflation concerns eliminated 2026 rate-cut hopes, impacted valuation)
- AI commoditization risk (if large language models reduce differentiation of Guidewire's proprietary AI solutions)
- Customer concentration and churn (insurance industry consolidation could reduce customer base; cloud migration ROI validation critical)
- Valuation headwinds (current P/E 60.5x, Forward P/E 32.8x leaves limited margin of safety if growth disappoints)
- Insider selling pressure (CEO systematic sales since Feb 2026, suggests confidence but also potential insider concern at current valuations)
Methodology · Guidewire Software Inc 2030 stock forecast model
Guidewire Software Inc 2030 price target is calculated using WallStSmart's research model. Revenue projections are derived from analyst consensus across 16 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts. The model is built on five core components:
| 1. Share dilution | Projected from per-ticker schedule of SBC + equity raise activity, compounding year by year (7% cumulative for GWRE by 2030) |
| 2. Net debt | EV minus net debt yields equity value; debt projected from capex cycle trajectory ($-178.00M by 2030) |
| 3. Time value | NPV calculated using 10% WACC (CAPM: beta 0.912) |
| 4. Multiple framework | P/S compresses with scale: bear 2.0x / base 4.0x / bull 9.0x |
| 5. Scenario design | Bull/Base/Bear vary revenue, margin, shares, debt, and multiple independently |
WallStSmart research model · Not financial advice · Past performance is not indicative of future results · Last researched: May 20, 2026.
GWRE price target FAQ
What is the GWRE price target for 2030?
WallStSmart's Guidewire Software Inc 2030 base case is $120.54 per share, with a bull case of $268.72 and bear case of $61.26. The NPV of the base case discounted to today at 10% WACC is $79.33.
How is the Guidewire Software Inc 2030 stock forecast calculated?
The GWRE 2030 projection multiplies projected revenue by a growth-adjusted P/S multiple to derive enterprise value, subtracts projected net debt to get equity value, then divides by diluted shares outstanding accounting for dilution from stock-based compensation and equity raises.
Why does the GWRE price target account for dilution?
Guidewire Software Inc is projected to grow diluted share count from 83M to 89M by 2030 (a 7% increase) through stock-based compensation and capital raises. Ignoring this would inflate the price target by approximately 7%.
What is the analyst consensus on GWRE stock?
16 analysts cover GWRE with an average 12-month price target of $244.46. The 2030 projection extends this framework with longer-horizon assumptions including dilution and time value of money.