WallStSmart
GNW

Genworth Financial Inc

NYSE: GNW · FINANCIAL SERVICES · INSURANCE - LIFE

$9.06
+2.12% today

Updated 2026-06-05

Market cap
$3.41B
P/E ratio
17.13
P/S ratio
0.47x
EPS (TTM)
$0.52
Dividend yield
52W range
$7 – $9
Volume
2.7M

Genworth Financial Inc (GNW) Financial statements

SEC filings — annual and quarterly data.

Profit margin
3.50%
Operating margin
6.80%
ROE
2.45%
ROA
0.38%
Debt/equity
0.17x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$10.29B$1.33B41.50%18.02%12.91%
2007$11.13B$1.22B26.23%14.44%10.97%
2008$9.95B$-572.00M6.93%-9.47%-5.75%
2009$9.07B$-460.00M4.22%-8.73%-5.07%
2010$10.09B$52.00M4.00%-0.53%0.52%
2011$9.92B$38.00M6.70%1.31%0.38%
2012$10.02B$323.00M100.00%9.86%3.22%
2013$8.63B$560.00M16.73%11.51%6.49%
2014$8.73B$-1.24B-0.19%-14.88%-14.25%
2015$8.55B$-615.00M4.73%-0.18%-7.19%
2016$8.36B$-277.00M7.78%3.83%-3.31%
2017$7.51B$817.00M5.23%1.69%10.87%
2018$8.43B$119.00M100.00%6.75%1.41%
2019$8.10B$519.00M100.00%6.65%6.41%
2020$8.66B$761.00M100.00%5.17%8.79%
2021$7.83B$904.00M100.00%14.90%11.54%
2022$7.40B$916.00M18.55%18.46%12.39%
2023$7.37B$76.00M4.12%4.11%1.03%
2024$7.14B$299.00M7.81%8.33%4.19%
2025$6.37B$223.00M24.28%6.80%3.50%

Frequently asked questions

What is Genworth Financial Inc's revenue?

Genworth Financial Inc's trailing twelve-month revenue is $7.29B. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is GNW?

In its most recent fiscal year, GNW ran a gross margin of 24.28%, an operating margin of 6.80%, and a net margin of 3.50%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does GNW generate?

GNW produced $327.00M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is GNW's balance sheet healthy?

GNW holds $2.04B in cash and equivalents against $1.51B in long-term debt, on $8.75B of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.