GGAL
Grupo Financiero Galicia SA ADR
NASDAQ: GGAL · FINANCIAL SERVICES · BANKS - REGIONAL
$42.72
-2.00% today
Updated 2026-04-29
Market cap
$7.32B
P/E ratio
44.97
P/S ratio
0.00x
EPS (TTM)
$0.96
Dividend yield
3.67%
52W range
$25 – $63
Volume
1.1M
Grupo Financiero Galicia SA ADR (GGAL) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.37B | $2.20B | $3.21B | $4.23B | $4.56B | $7.11B | $9.63B | $17.86B | $26.56B | $34.90B | $49.26B | $148.13B | $112.10B | $509.95B | $865.71B | $2.86T | $8.52T | $13.89T | $10.63T | $13.55T |
| Revenue growth (YoY) | — | -34.9% | +46.2% | +31.9% | +7.6% | +55.9% | +35.5% | +85.4% | +48.8% | +31.4% | +41.2% | +200.7% | -24.3% | +354.9% | +69.8% | +230.9% | +197.4% | +63.1% | -23.5% | +27.5% |
| Cost of revenue | $1.96B | $476.89M | $527.21M | $537.93M | $-847.02M | $-2.41B | $1.03B | $6.72B | $10.88B | $13.36B | $20.09B | $49.40B | $-13.62B | $242.66B | $368.25B | $1.23T | $4.19T | $7.01T | $3.96T | $7.96T |
| Gross profit | $1.41B | $2.20B | $3.21B | $4.23B | $4.56B | $7.11B | $9.63B | $11.14B | $15.69B | $21.53B | $29.17B | $98.73B | $112.10B | $267.29B | $497.46B | $1.63T | $4.33T | $6.88T | $6.66T | $5.59T |
| Gross margin | 41.9% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 62.4% | 59.1% | 61.7% | 59.2% | 66.7% | 100.0% | 52.4% | 57.5% | 56.9% | 50.8% | 49.5% | 62.7% | 41.3% |
| R&D | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $505.96M | $719.94M | $1.29B | $1.12B | $2.22B | $3.24B | $4.54B | $5.85B | $7.30B | $8.86B | $11.79B | $49.46B | $14.14B | $75.73B | $144.40B | $430.05B | $991.35B | $1.10T | $1.39T | $2.07T |
| Operating income | $75.22M | $117.55M | $250.83M | $385.27M | $667.09M | $1.86B | $2.13B | $3.06B | $5.33B | $7.14B | $9.37B | $22.95B | $5.75B | $82.51B | $136.13B | $288.14B | $444.45B | $1.18T | $2.21T | $335.59B |
| Operating margin | 2.2% | 5.4% | 7.8% | 9.1% | 14.6% | 26.2% | 22.1% | 17.1% | 20.1% | 20.5% | 19.0% | 15.5% | 5.1% | 16.2% | 15.7% | 10.1% | 5.2% | 8.5% | 20.8% | 2.5% |
| EBITDA | $168.03M | $332.21M | $412.10M | $626.80M | $756.67M | $1.87B | $2.24B | $3.21B | $5.50B | $7.36B | $9.67B | $25.16B | $6.94B | $92.92B | $160.48B | $376.09B | $633.50B | $1.37T | $2.40T | $536.32B |
| EBITDA margin | 5.0% | 15.1% | 12.8% | 14.8% | 16.6% | 26.4% | 23.3% | 18.0% | 20.7% | 21.1% | 19.6% | 17.0% | 6.2% | 18.2% | 18.5% | 13.1% | 7.4% | 9.8% | 22.6% | 4.0% |
| EBIT | $75.22M | $117.55M | $250.83M | $385.27M | $667.09M | $1.86B | $2.13B | $3.06B | $5.33B | $7.14B | $9.37B | $22.95B | $5.75B | $82.51B | $136.13B | $288.14B | $444.45B | $1.18T | $2.21T | $330.04B |
| Interest expense | $1.85B | $1.25B | $1.42B | $1.46B | $1.08B | $1.82B | $3.04B | $4.99B | $8.55B | $11.02B | $16.94B | $38.18B | $38.36B | $197.38B | $267.75B | $1.10T | $3.84T | $6.60T | $3.10T | $4.52T |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $-18.89M | $46.04M | $176.82M | $229.28M | $408.90M | $1.11B | $1.34B | $1.82B | $3.34B | $4.34B | $6.02B | $10.45B | $-4.88B | $48.72B | $74.01B | $188.62B | $329.38B | $734.24B | $1.62T | $228.40B |
| Net income growth (YoY) | — | +343.7% | +284.1% | +29.7% | +78.3% | +170.7% | +20.7% | +36.5% | +83.0% | +30.0% | +38.7% | +73.7% | -146.7% | +1097.7% | +51.9% | +154.9% | +74.6% | +122.9% | +121.3% | -85.9% |
| Profit margin | -0.6% | 2.1% | 5.5% | 5.4% | 9.0% | 15.6% | 13.9% | 10.2% | 12.6% | 12.4% | 12.2% | 7.1% | -4.4% | 9.6% | 8.5% | 6.6% | 3.9% | 5.3% | 15.3% | 1.7% |